Pensions

4% year-on-year rise in expected annual retirement income

People looking to retire in the coming 12 months expect to receive an annual...

A generation unprepared for pension freedom

Many people near retirement age still do not understand their options or how to...

One in ten hope for an inheritance to fund retirement

Nearly five million people are relying on an inheritance pay-out to fund their retirement,...

Almost half worried about lack of pension savings

49% of people surveyed are concerned that they will not have enough pension savings to be...

LLA responds to FAMR and financial guidance consultation

The Later Life Academy (LLA), the commercial and training organisation for later life advisers,...

Property before pensions for one in three

31% of over-55s say they would prefer to use property wealth to fund retirement...

The self-employed eschewing personal pension contributions

The number of self-employed workers making personal pension contributions is at its lowest since...

Two-thirds expect to work post-65

66% of the British working population expects to work beyond 65, according to research...

Traditional retirement on the way out?

One in 10 UK adults vow never to retire and a further one in eight expect...

Autumn Statement & Spending Review: pensions

George Osborne has announced the increase in the State Pension. The basic State Pension will...

Autumn Statement & Spending Review: speech in full

Mr Speaker, this Spending Review delivers on the commitment we made to the British...

Consumers put off by cost of advice

Consumers in the UK are reluctant to pay for advice until they have an...

Retirement expectation gap revealed

People in the UK who are currently in work have potentially unrealistic expectations of...

Pensions being unlocked for debt and holidays

21% of people plan to release cash over and above their tax-free lump sum...
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Cover

Income protection: the unsung hero of the cost-of-living crisis

Higher mortgage rates, rising energy costs, and continued inflation have put pressure on many household budgets. Advisers spend time helping customers find the right rate,...

Why rigid credit scoring is locking too many people out of homeownership

Some people don’t fit the mould. That’s always been true in mortgage lending. But the tools used by most lenders to assess borrowers, particularly...

What a bigger market means for brokers

The latest Interpath and BDLA UK Bridging Market Survey confirms what many brokers are already experiencing on the ground, that bridging has hit the...

How social media can bridge the protection disconnect

The latest AMI Protection Viewpoint provided a compelling snapshot of the challenges and opportunities facing the protection market. The research highlights a worrying pattern that...

Opening doors for credit-worthy but overlooked clients

It doesn’t take much these days for a borrower to feel they’ve fallen out of favour with the system. A missed payment here, a...

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Santander lowers mortgage pricing and unveils new large loan options

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The Cambridge invests £1m to tackle inequality and housing challenges

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