Pensions

LV= restructure sees Perks become MD

LV has restructured its life business to bring its protection, retirement solutions and heritage...

FCA proposes changes to pension transfer advice

The Financial Conduct Authority (FCA) has published new proposals on advice relating to pension...

Tax-free lump sums at retirement gaining in popularity

54% of working age people plan to take advantage of rules which allow them...

New chair for the PLSA

The Pensions and Lifetime Savings Association (PLSA) has announced that Richard Butcher will become...

L&G makes key PRT hire

Pretty Sagoo has been appointed as head of the strategic business within Legal &...

Family putting squeeze on retirement incomes

34% of people planning to retire this year are financially supporting family members, contributing...

Wealth hit by later life cohabiting

People over pension age are the fastest growing group of cohabitees, according to new...

Retirement saving worries risk to mental health

Research released as part of Mental Health Awareness Week (8-14 May 2017) by Scottish...

Divorcees face 16% less in retirement income

Prudential has reported that divorcees planning to retire this year expect annual retirement incomes...

Housing wealth to fill gap left by pension income

A new report from the Equity Release Council has said that wealth accumulated by...

Self-employed exposed by ‘virtual’ pension planning

Research studying the retirement plans of the self-employed has found that the UK lags behind most of...

SME owners facing retirement time bomb

Financial advisers need to step up their game to help small business owners avoid...

Pension change awareness weakest amongst the young

Today marks the anniversary of both the new state pension and the new pension freedoms....

Growing engagement in pension planning

Tomorrow (6 April) will mark two years since the introduction of the pension freedoms....

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Remortgage options grow for pound-for-pound landlord borrowers

With many thousands of landlords set to come off two and five-year fixed rates in 2025 it makes more sense than ever to reach...

What, me? Standing out in a crowded market

The mortgage market is changing. It’s more competitive, more complex and more client-focused than ever before. But it’s not just client needs that are evolving,...

Food for thought for those not selling mortgage protection

Networks have told me that only one-in-four mortgages arranged are safeguarded by mortgage protection plans. This is poor and worse, from what I hear,...

Buy-to-let market could be mere months away from seismic shift

As the Renters Reform Bill works its way through parliament there should be much to engage advisers’ landlord borrower clients, and a lot of...

How a JBSP mortgage can help boost affordability

With the average house price in the UK nearing £300,000, affordability remains a sticking point for many prospective homebuyers, particularly those trying to buy...

Latest news

Caring for loved ones carries hidden financial toll, new analysis finds

A new report has revealed a stark and growing gap between people’s expectations around...

Investment in learning narrows financial services skills gap

Financial services firms are investing in employee learning at a faster rate than almost...

HTB extends standard BTL pricing to semi-commercial cases

Hampshire Trust Bank (HTB) has broadened its specialist mortgages offering by applying standard buy-to-let...

Danger of rental property shortage looms as landlords plan mass sell-off

A growing number of landlords are preparing to exit the private rental sector (PRS),...
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