Pensions

One-third of adults in drawdown have never invested before

32% of people using drawdown to fund their retirement have no investment experience, yet...

Equity release growth and pension freedoms

The Equity Release Council has produced its 2018 Spring review and, it’s fair to...

Three million expect to work until they die

According to new research from Scottish Widows, 20% of Brits, amounting to more than 10...

Number of retirees without savings decreases

12% of people retiring this year have made no provision for their retirement, including 10% who...

FCA reveals changes to advice on pension transfers

The Financial Conduct Authority (FCA) has published new rules on pension transfer advice and...

L&G posts 54% rise in retirement division profits

Legal & General has reported an increase in operating profit of 54% across its...

SimplyBiz Group boosts pension transfer panel

The SimplyBiz Group has added a fourth partner to its DB pension transfer referral...

Not what it seems

A friend recently asked me if I could have a word with his brother-in-law,...

Pensions at risk of being paid to wrong people at death

Royal London has claimed that more than 750,000 people approaching retirement are at risk of...

PFS: don’t blame whole advice sector for British Steel scandal

The Personal Finance Society has stated that a more balanced and objective review is required...

Royal London to start retirement conversations earlier

Royal London has launched new ‘wake up’ packs. Under current rules providers only need to...

A new high for retirement income

Latest research by Prudential has found that people planning to retire this year are...

Mind the Gap

‘Mind the Gap’ is a phrase that is often seen and heard on the...

iPipeline reveals TCP LifeSystems acquisition

iPipeline has announced the acquisition of TCP LifeSystems, a software solutions provider to life...

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COMMENT

Remortgage options grow for pound-for-pound landlord borrowers

With many thousands of landlords set to come off two and five-year fixed rates in 2025 it makes more sense than ever to reach...

What, me? Standing out in a crowded market

The mortgage market is changing. It’s more competitive, more complex and more client-focused than ever before. But it’s not just client needs that are evolving,...

Food for thought for those not selling mortgage protection

Networks have told me that only one-in-four mortgages arranged are safeguarded by mortgage protection plans. This is poor and worse, from what I hear,...

Buy-to-let market could be mere months away from seismic shift

As the Renters Reform Bill works its way through parliament there should be much to engage advisers’ landlord borrower clients, and a lot of...

How a JBSP mortgage can help boost affordability

With the average house price in the UK nearing £300,000, affordability remains a sticking point for many prospective homebuyers, particularly those trying to buy...

Latest news

Virgin Money cuts fixed rates and unveils new exclusives

Virgin Money will implement a series of rate reductions and product launches across its...

Quantum Mortgages backs launch of Fort Bridging in strategic partnership

Quantum Mortgages has announced a collaboration with Fort Advice Bureau in support of the...

PEXA secures FCA approval ahead of major UK product expansion

PEXA, the Australian-founded digital property exchange platform, has secured regulatory approval from the Financial...

YBS Commercial drops rates and adds 55% LTV buy-to-let deals

YBS Commercial Mortgages has unveiled a series of rate cuts and new product launches...
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