Later Life

Advisers are reviewing vulnerability policies

Key Partnerships has revealed that IFAs and brokers are enhancing protection for older customers...

Hodge reverts to 70% LTV later life lending

Hodge is making some "positive" changes to its lending criteria and is resuming lending...

Advise Wise unveils new Upskill series

Following the Advise Wise Upskill live webinar sessions, which attracted over 500 participants, Advise...

Pure Retirement supports new My Care Consultant guide

Pure Retirement is supporting My Care Consultant with the launch of its new practical...

Key Partnerships agrees deal with Paradigm

Key Partnerships has announced a new referral partnership with Paradigm mortgage club. Key Partnerships is...

LV= resumes physical valuations for equity release

LV= is reintroducing physical valuations for new equity release customers, allowing them to resume...

The way forward

Q: Are non-equity release advisers often under a misapprehension about products? A: Without a doubt....

New CEO for Age Partnership

Equity release provider, Age Partnership Group, has appointed Steve Auckland as its new CEO. Auckland...

An evolving market

Q: Has equity release become mainstream? A: To an extent. I’ve been in the intermediary...

Responsible Lending unveils 2.45% lifetime mortgage

Responsible Lending has introduced a new lifetime mortgage at 2.45%. The introduction of the new...

Pure Retirement offers 40% annual repayments ERC-free

Pure Retirement has launched a new Heritage Freedom 40 product, offering customers the ability...

Later life report: advisers want changes to RIO rules

A new survey paints a picture of low levels of Retirement Interest-Only (RIO) mortgage...

Advise Wise joins Equity Release Council

Advise Wise has become the latest member of the Equity Release Council. Advise Wise will...

Later life lending: rate still king for advisers

Rate is the most important factor cited by advisers when recommending a later life...

COMMENT

Busting the myths that stop homeowners protecting their income

In my role at LifeSearch, I spend a lot of time talking to mortgage advisers, brokers, and, increasingly, customers directly. One thing comes up time...

Stop tinkering: Why mortgage tech needs a proper overhaul

Let’s be honest. If you work in the UK mortgage market right now, you know we’re all running pretty fast just to stand still. Between...

This is a different mortgage market and borrowers are reacting to it

It is important to be clear about what has changed in the mortgage market over the last month or so, because the latest data-specific...

The rise of larger deposits

The first-time buyer profile is changing. Increasingly, buyers are entering the market with larger deposits than at any point in recent years as many...

Is life insurance too confusing to buy?

While there are peaks and troughs depending on where we look, the UK life insurance market is typically quite flat, including mortgage-related protection. Recent data...

Latest news

CHL cuts buy-to-let rates by up to 25bps

CHL Mortgages has reduced rates across its short-term let and limited edition buy-to-let ranges. The...

Darlington cuts rates across buy-to-let and specialist ranges

Darlington Building Society has reduced mortgage rates by up to 50bps across its buy-to-let,...

HTB backs £2.4m Mitcham scheme

Hampshire Trust Bank has provided a £2.4m development finance facility for a mixed-use scheme in...

The Mansfield reports record mortgage lending for second year running

Mansfield Building Society has reported record mortgage lending for the second successive year, after...

PROFILES