Later Life

RPI reform “could cost £122bn”

The Association of British Insurers (ABI) has calculated that government proposals to reform the...

Two-fifths of equity release proceeds used to clear debt

41% of all equity released in H1 2020 was used to pay off debts...

New postcode finder from Pure Retirement

Pure Retirement has launched a new technological improvement to its proposition. Its new postcode...

RIO provider joins SimplyBiz Mortgages’ panel

SimplyBiz Mortgages has announced that Retirement Interest Only mortgage (RIO) lender LiveMore Capital has...

National Friendly launches over-50s advice service

National Friendly Financial Solutions has launched a new mortgage service aimed at the over-50s...

LiveMore Capital launches with Air Mortgage Club

Air Mortgage Club has announced the addition of specialist mortgage lender, LiveMore Capital, to...

Over-45s interested in referrals for care cost advice

Research from Just Group has found that the majority of over-45s approaching a local...

Two new later life partners for Legal & General Mortgage Club

Legal & General Mortgage Club has announced Canada Life and Just as the latest...

‘Sandwich generation’ now more open to equity release post-Covid

OneFamily has reported that 20% of those considering equity release say that Covid-19's impact...

LiveMore Capital joins TMA later life panel

TMA Club has announced the addition of Retirement Interest-Only (RIO) mortgages provider LiveMore Capital to its lifetime...

MCI Club expands later life lending panel

MCI Mortgage Club has added LiveMore Captial to its panel, extending its range of...

Over three-quarters of retirees “frozen out of mortgage market”

Over 80% of retired homeowners can’t access a mortgage of any kind that meets...

Vulnerability extends to advisers

Given the type of borrowers equity release advisers deal with – namely older individuals...

More2life revamps ‘Tailored’ product range

More2life has launched its refreshed ‘Tailored’ plan range, with new fixed early repayment charges...

COMMENT

Commonhold reform: Devil in the detail

The government's language on leasehold reform remains forthright. Ministers speak of, “bringing the feudal leasehold system to an end,” of returning power to homeowners...

Managing cashflow and risk in today’s turbulent market

Over the past decade buy-to-let landlords have become accustomed to operating in a market where it can often feel like change is the only...

Is there such thing as a ‘typical borrower’ anymore?

What is a typical borrower? A few decades ago, it would have been a salaried employee, single source of income and, most likely, a...

Private credit has reached its next stage of maturity

Every lending market experiences moments that prompt uncomfortable questions. A high profile default, allegations of poor governance or a significant loss inevitably lead to...

Your clients aren’t being stolen… they’re being handed over

Let's be honest about something the industry won't say out loud. Lenders going direct aren't the problem. Brokers are. Every year the same conversation happens....

Latest news

Hope Capital expands Shawbrook funding facility

Hope Capital Property Finance has increased its committed funding facility with Shawbrook Bank to...

Pivotal linked to Beneficial Network deal

LSL Property Services is understood to have agreed a deal involving Beneficial mortgage network...

London leads rental growth as supply shortage keeps rents high

London recorded the strongest monthly increase in average rents as demand continued to outstrip...

TMG reports record monthly MetLife submissions

TMG recorded its highest monthly submission volume with MetLife, exceeding its previous record by...

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