Later Life

London has £96bn of housing equity available for release

Canada Life has calculated that nearly 500 billion of equity available for release in...

Hodge continues ambassadorial role for LLA

Air Later Life Academy (LLA) has announced a continuation of its relationship with later...

Hodge cuts all 60% LTV RIO mortgage rates

Retirement lender Hodge has reduced its rates on a selection of its later life mortgages...

Covid-19 causing over-60s to rethink care plans

Canada Life has reported that 55% of the million over-60s who say they are...

Equity release customer numbers fell 27% in Q2

The latest Market Monitor from Key has found that while homeowners aged 55+ released...

Just unveils “UK’s first” green lifetime mortgage

Just Group has added a new feature – a green lifetime mortgage – as...

In a world of ‘know nothing’ make sure you ‘know something’

In the late 1960s one of my favourite TV comedy programmes was Hogan’s Heroes....

Unsecured loan for later life borrowers unveiled

A new over-55s brand, Free2, has launched its first product, an unsecured loan which...

Hodge pleased with CPD-accredited webinar take-up

Hodge has revealed that over 100 intermediaries attended each of the six CPD-accredited webinars held...

FUNDING LATER LIFE

Equity release borrowing has been booming in recent years and is not expected to...

RESPONSIBLE LENDING DURING THE CORONAVIRUS CRISIS

How can advisers support older customers through responsible lending during Covid-19? While everyone – often...

Impact Specialist Finance and UTB complete bridge for later life borrowers

Specialist broker and distributor, Impact Specialist Finance, and United Trust Bank (UTB) have completed on...

It’s vital to have access to all the options

With a mini-Budget or a non-Budget ‘Budget’ on its way imminently, the industry has...

THE NEED FOR FLEXIBILITY

Like every other industry, the later life lending sector has recently found itself having...

COMMENT

Busting the myths that stop homeowners protecting their income

In my role at LifeSearch, I spend a lot of time talking to mortgage advisers, brokers, and, increasingly, customers directly. One thing comes up time...

Stop tinkering: Why mortgage tech needs a proper overhaul

Let’s be honest. If you work in the UK mortgage market right now, you know we’re all running pretty fast just to stand still. Between...

This is a different mortgage market and borrowers are reacting to it

It is important to be clear about what has changed in the mortgage market over the last month or so, because the latest data-specific...

The rise of larger deposits

The first-time buyer profile is changing. Increasingly, buyers are entering the market with larger deposits than at any point in recent years as many...

Is life insurance too confusing to buy?

While there are peaks and troughs depending on where we look, the UK life insurance market is typically quite flat, including mortgage-related protection. Recent data...

Latest news

CHL cuts buy-to-let rates by up to 25bps

CHL Mortgages has reduced rates across its short-term let and limited edition buy-to-let ranges. The...

Darlington cuts rates across buy-to-let and specialist ranges

Darlington Building Society has reduced mortgage rates by up to 50bps across its buy-to-let,...

HTB backs £2.4m Mitcham scheme

Hampshire Trust Bank has provided a £2.4m development finance facility for a mixed-use scheme in...

The Mansfield reports record mortgage lending for second year running

Mansfield Building Society has reported record mortgage lending for the second successive year, after...

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