Later Life

Responsible Lending improves reach of lifetime mortgages

Responsible Lending has increased by half the number of LTV bands on which it...

Pure Retirement to offer Countrywide’s ‘Auto-Instruct’ self-service facility

Pure Retirement has become the first equity release provider to gain access to Countrywide...

Air Group starts promotion with legal quartet

Air Group has introduced a new promotion with four specialist later life solicitor firms...

Over-55’s confidence returning to equity release market

New research from more2life and economics consultancy, Cebr, has estimated that the total amount...

The Leeds improves fixed RIO rates

The Leeds Building Society has cuts rates on two of its Retirement Interest Only...

Air Group partnership offers unsecured loan facility

Air Group has launched a new product relationship with free2, the over-55s credit broker. Adviser...

Legal & General Home Finance joins Sesame’s later life panel

Legal & General Home Finance (LGHF) has become the latest provider to join Sesame...

Retirement planning being hit by pension changes

18% of over-40s state that increases to the state pension age have affected their...

Positive effect of auto-enrolment slows down

The lowest paid in our society have come under increased financial pressure from the...

LiveMore launches ‘ongoing care fee’ 

Over 55s' lender LiveMore Capital has introduced new Ongoing Care Fee to help identify...

Pure Retirement expands Classic Range distribution

300 further firms now have access to Pure Retirement's Classic lifetime mortgage range. It follows on...

Over-40s homeowners still positive about finances despite Covid

77% of UK homeowners over the age of 40 are confident about their current...

The Marsden teams up with Age Partnership

The Marsden Building Society has established a new partnership with equity release and later-life...

Pure Retirement offers 20% ERC-free overpayments 

Pure Retirement has launched a new Heritage Freedom 20 product, offering the ability to...

COMMENT

I’m 49. My dad’s 73. Between us we’ve found the hole in later life lending

I turn 50 in December, and the marketing has already started. Funeral plans, over-50s life cover, “guaranteed acceptance” adverts wedged between the football highlights....

Buying scale was phase one. What happens next?

Mortgage distribution is in a race for scale. Capital wants market share. Consolidators want distribution. Networks want advisers. Good businesses are commanding serious valuations. If I...

Slow completions are costing brokers. Five steps can help protect their pipelines

Through my conversations with mortgage brokers, and Landmark’s work across the wider home-moving process, I see the same pattern repeatedly. Once a mortgage has...

The industry needs to prepare now for Your First Home

The government’s announcement of the Your First Home scheme is genuinely positive news, and anything that boosts confidence among first-time buyers and people trying...

Why advisers can be part of the conveyancing team

There is a tendency to think the mortgage adviser’s involvement in conveyancing begins with recommending a firm and then largely ends once the client...

Latest news

Accord cuts buy-to-let rates by up to 0.43%

Accord Mortgages is reducing selected buy-to-let rates by up to 0.43 percentage points, with...

Mortgage Brain embeds LMS conveyancing service into CRM Brain

Mortgage Brain has integrated the LMS Select conveyancing platform directly into CRM Brain, allowing...

House prices stall as mortgage costs and Budget uncertainty weigh on market

UK house prices were unchanged in September as higher mortgage rates and wider economic...

Remortgage activity rebounds as higher rates weigh on home purchases

Remortgage applications returned to annual growth in the third quarter, helping to offset a...

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