Later Life

Legal & General Home Finance joins Sesame’s later life panel

Legal & General Home Finance (LGHF) has become the latest provider to join Sesame...

Retirement planning being hit by pension changes

18% of over-40s state that increases to the state pension age have affected their...

Positive effect of auto-enrolment slows down

The lowest paid in our society have come under increased financial pressure from the...

LiveMore launches ‘ongoing care fee’ 

Over 55s' lender LiveMore Capital has introduced new Ongoing Care Fee to help identify...

Pure Retirement expands Classic Range distribution

300 further firms now have access to Pure Retirement's Classic lifetime mortgage range. It follows on...

Over-40s homeowners still positive about finances despite Covid

77% of UK homeowners over the age of 40 are confident about their current...

The Marsden teams up with Age Partnership

The Marsden Building Society has established a new partnership with equity release and later-life...

Pure Retirement offers 20% ERC-free overpayments 

Pure Retirement has launched a new Heritage Freedom 20 product, offering the ability to...

40% of advisers report drop in number of equity release cases

78% of advisers think more of their customers will look to equity release to...

Bank of Gran & Grandad driving stamp duty holiday gifting

The Bank of Gran and Grandad has gifted nearly £1 million a day during...

Hodge sees 80% rise in RIO applications for gifting purposes

Hodge has reported a 50% increase in the number of people who are looking...

Equity release ‘myths’ still abound

12% of homeowners in the UK aged 40 and above would consider releasing equity...

Paradigm partners with Saffron for Intermediaries

Paradigm Mortgage Services has added Saffron for Intermediaries to its lender panel. Paradigm member firms...

Equity Release Council updates adviser guide

The Equity Release Council has refreshed its ‘Adviser Guide to Equity Release’ which is...

COMMENT

Busting the myths that stop homeowners protecting their income

In my role at LifeSearch, I spend a lot of time talking to mortgage advisers, brokers, and, increasingly, customers directly. One thing comes up time...

Stop tinkering: Why mortgage tech needs a proper overhaul

Let’s be honest. If you work in the UK mortgage market right now, you know we’re all running pretty fast just to stand still. Between...

This is a different mortgage market and borrowers are reacting to it

It is important to be clear about what has changed in the mortgage market over the last month or so, because the latest data-specific...

The rise of larger deposits

The first-time buyer profile is changing. Increasingly, buyers are entering the market with larger deposits than at any point in recent years as many...

Is life insurance too confusing to buy?

While there are peaks and troughs depending on where we look, the UK life insurance market is typically quite flat, including mortgage-related protection. Recent data...

Latest news

TRM to host later life lending roadshow

The Right Mortgage & Protection Network will host a later life lending roadshow in...

FCA leads global crackdown on illegal ‘finfluencers’

The Financial Conduct Authority has led an international week of action against illegal financial...

Conveyancers urged to respond as commonhold consultation closes

The Conveyancing Association has urged conveyancing firms and property professionals to respond to the...

Busting the myths that stop homeowners protecting their income

In my role at LifeSearch, I spend a lot of time talking to mortgage...

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