Later Life

Regional disparities in use of equity release for house purchase

South West England, South East England and London are currently accounting for 46% of...

The Nottingham reduces RIO rates and improves LTVs

The Nottingham has made rate cuts to its three retirement interest-only (RIO) products. It has...

Lifetime mortgage switching slows

There has been a dramatic slowing up in the pace of lifetime mortgage switching...

Pure Retirement unveils lifetime mortgage range with flexible repayment options

Pure Retirement has launched its Emerald range, a new suite of lifetime mortgages designed...

Millions to retire later than planned due to pandemic

New research from OneFamily shows that three million over-50s are to retire later than...

Tenet partners with HUB Financial Solutions for equity release referrals

Financial advisor support group Tenet and HUB Financial Solutions have announced an agreement enabling...

Lifetime mortgages borrowers have saved over £10bn in five years

Later life mortgage broker Responsible Life has calculated that lifetime mortgage customers have netted...

Hodge appoints national account manager for the North

Hodge has appointed Andrea Roberts as its national account manager for the North. Roberts has...

OneFamily supports housing advice charity

OneFamily is to provide financial support and volunteer its commercial expertise to the charity...

Stability returning to the equity release market

The Equity Release Council has revealed that mortgage repayments rose by 20% to reach a...

Furlough hitting retirement plans

46% of currently furloughed workers have changed their retirement plans, according to new research...

Women have “worrying lack” of pension wealth

1.5 million widows in the UK aged 55 and over say they have lost...

LV= changes lifetime mortgage fee structure

LV= is making changes to the fee structure on its Drawdown+ and Lump Sum+...

Brilliant Solutions adds LV= to panel

Brilliant Solutions' members now have access to LV= lifetime mortgage products. With access to LV=...

COMMENT

Commonhold reform: Devil in the detail

The government's language on leasehold reform remains forthright. Ministers speak of, “bringing the feudal leasehold system to an end,” of returning power to homeowners...

Managing cashflow and risk in today’s turbulent market

Over the past decade buy-to-let landlords have become accustomed to operating in a market where it can often feel like change is the only...

Is there such thing as a ‘typical borrower’ anymore?

What is a typical borrower? A few decades ago, it would have been a salaried employee, single source of income and, most likely, a...

Private credit has reached its next stage of maturity

Every lending market experiences moments that prompt uncomfortable questions. A high profile default, allegations of poor governance or a significant loss inevitably lead to...

Your clients aren’t being stolen… they’re being handed over

Let's be honest about something the industry won't say out loud. Lenders going direct aren't the problem. Brokers are. Every year the same conversation happens....

Latest news

Commonhold reform: Devil in the detail

The government's language on leasehold reform remains forthright. Ministers speak of, “bringing the feudal...

TMG reports record monthly MetLife submissions

TMG recorded its highest monthly submission volume with MetLife, exceeding its previous record by...

Leek raises earned income age limit to 75

Leek Building Society has introduced eight lending criteria changes covering income, contractors, later-life borrowing...

Coventry cuts residential and buy-to-let rates

Coventry for intermediaries has reduced selected residential and buy-to-let mortgage rates for new and...

PROFILES