Later Life

LV= appoints chief executive

Liverpool Victoria Financial Services Limited (LV=) has announced the appointment of David Hynam as...

Don’t ignore brokers’ issues with lifetime mortgage service

Have we reached the point where equity release is firmly part of the financial...

Air Academy appoints chairman

Later life services platform, Air, has announced the appointment of Jon Dunckley as chairman...

Almost all brokers expect specialist mortgage market growth

Amid an uncertain economic climate fuelled by a growing cost of living crisis and...

Intelliflo helps advisers in hunting lost pension pots

Fintech startup Mintago has partnered with intelliflo to further the reach of its Pension...

Air to hold annual later life lending awards

Air, the platform for later life lending professionals, will be hosting the UK’s first...

Retirement impossible for foreseeable future for 37% of over-55s

A new survey has indicated how the cost-of-living crisis has affected UK adults’ retirement...

Change in reasons for taking out a RIO

New data from specialist lender Hodge has revealed the reasons its customers take out...

Borrowers consider green mortgages amid rising energy bills

In July, searches for mortgages which consider a property’s EPC rating grew by 34%,...

‘Crunch time’ for Baby Boomers on cusp of retirement

43.1% of Baby Boomer households coming up to retirement (aged below 65) are meeting...

Tread carefully with increased demand for later life lending

Understandably, there is a lot of speculation and conjecture around the current economic environment,...

More over 65s are still working than six years ago

New Aviva research has found that more people in the UK aged between 65...

Over 55s value experiences over material possessions

Royal London has claimed that the 55+ generation are focused on making the most...

Standard Life Home Finance partners with Sesame Bankhall Group

Standard Life Home Finance has entered into a strategic later life partnership with Sesame...

COMMENT

Commonhold reform: Devil in the detail

The government's language on leasehold reform remains forthright. Ministers speak of, “bringing the feudal leasehold system to an end,” of returning power to homeowners...

Managing cashflow and risk in today’s turbulent market

Over the past decade buy-to-let landlords have become accustomed to operating in a market where it can often feel like change is the only...

Is there such thing as a ‘typical borrower’ anymore?

What is a typical borrower? A few decades ago, it would have been a salaried employee, single source of income and, most likely, a...

Private credit has reached its next stage of maturity

Every lending market experiences moments that prompt uncomfortable questions. A high profile default, allegations of poor governance or a significant loss inevitably lead to...

Your clients aren’t being stolen… they’re being handed over

Let's be honest about something the industry won't say out loud. Lenders going direct aren't the problem. Brokers are. Every year the same conversation happens....

Latest news

Commonhold reform: Devil in the detail

The government's language on leasehold reform remains forthright. Ministers speak of, “bringing the feudal...

TMG reports record monthly MetLife submissions

TMG recorded its highest monthly submission volume with MetLife, exceeding its previous record by...

Leek raises earned income age limit to 75

Leek Building Society has introduced eight lending criteria changes covering income, contractors, later-life borrowing...

Coventry cuts residential and buy-to-let rates

Coventry for intermediaries has reduced selected residential and buy-to-let mortgage rates for new and...

PROFILES