Later Life

Unsecured debt amongst 55 to 74-year olds on the rise

New research from equity release lender More 2 Life reveals that unsecured debt amongst 55 to...

A quarter of couples have never discussed retirement income plans

24% of couples have never discussed retirement income plans with their partner or spouse,...

Civil partnerships could have significant impact on pension schemes

A heterosexual couple have won their legal bid for the right to have a...

Over-45s ‘willing to face up to tough choices’ over social care

Just Group has reported that the over-45s see tapping into the equity in their...

Key Retirement recruits advice delivery director

Key Retirement has added to its senior team with the appointment of Ian English...

Not enough homes for ‘last time buyers’ to move to

Last-time buyers are struggling to find houses to move to as the potential financial...

Retirement “a 20th century concept”

Later life advisers have the opportunity to broaden their range of services to clients...

Minority government hindering solution to social care funding

The Chairman of the Equity Release Council, and former MP for Enfield Southgate, David...

Wembley to host later life lending seminar

Key Partnerships will be hosting its latest later life lending seminar at Wembley Stadium...

Advisers could help vulnerable old people

Later life advisers can be the 'trusted person' who is able to put lonely...

Legal & General Home Finance appoints head of mortgage broker sales

Legal & General Home Finance has announced the appointment of Marie Catch as head...

The Tipton & Cosley offering retirement interest-only mortgages

The Tipton & Cosley Building Society is claiming to be the first society to...

PFS issue new pension transfer good practice guide

The Personal Finance Society (PFS) has issued an updated ‘good practice guide’ covering transfers...

Later Life Academy secures NSAFS accreditation

The Later Life Academy (LLA) has revealed that its development programme for later life...

COMMENT

Busting the myths that stop homeowners protecting their income

In my role at LifeSearch, I spend a lot of time talking to mortgage advisers, brokers, and, increasingly, customers directly. One thing comes up time...

Stop tinkering: Why mortgage tech needs a proper overhaul

Let’s be honest. If you work in the UK mortgage market right now, you know we’re all running pretty fast just to stand still. Between...

This is a different mortgage market and borrowers are reacting to it

It is important to be clear about what has changed in the mortgage market over the last month or so, because the latest data-specific...

The rise of larger deposits

The first-time buyer profile is changing. Increasingly, buyers are entering the market with larger deposits than at any point in recent years as many...

Is life insurance too confusing to buy?

While there are peaks and troughs depending on where we look, the UK life insurance market is typically quite flat, including mortgage-related protection. Recent data...

Latest news

CHL cuts buy-to-let rates by up to 25bps

CHL Mortgages has reduced rates across its short-term let and limited edition buy-to-let ranges. The...

Darlington cuts rates across buy-to-let and specialist ranges

Darlington Building Society has reduced mortgage rates by up to 50bps across its buy-to-let,...

HTB backs £2.4m Mitcham scheme

Hampshire Trust Bank has provided a £2.4m development finance facility for a mixed-use scheme in...

The Mansfield reports record mortgage lending for second year running

Mansfield Building Society has reported record mortgage lending for the second successive year, after...

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