Later Life

AIR Group launches full service para-packaging proposition

Answers in Retirement Group (AIR Group) has launched ‘AiR Prestige’, a new, full service,...

L&G unveils lifetime mortgage to bridge retirement income gap

Legal & General has launched a new lifetime mortgage that gives customers more flexibility...

North East leads the way in homeowner generosity to children

76% of homeowners over the age of 55 are looking to help their children...

Involve family members in equity release process

80% of equity release advisers think there is a need for family members, such...

Connect for Intermediaries launches equity release and life panels

Connect for Intermediaries has unveiled a new equity release lending panel and a whole...

Later life lending 2019 events unveiled

The Later Life Academy (LLA) and the Equity Release Council have launched a series...

‘Retirement income riddle’ for older people

New research by Legal & General and Demos has revealed that older people in...

Equity release customers looking to enhance lifestyle

There is a growing shift towards customers using equity release to proactively fund major...

Warning sounded over potential advice polarisation in later life lending

Polarisation of advice could become an issue in later life lending Aaron Conlon, managing director...

Extra equity release education and resources called for

88% of advisers said there was a need for greater education and additional resources...

Retirement lending expected to drive specialist mortgage market growth

Nearly 80% of mortgage intermediaries expect lending into retirement to be the fastest growing...

The Marsden offers RIO mortgages

The Marsden Building Society has become the latest lender to move into the Retirement Interest...

KR Group appoints group director of change

KR group has appointed Georgina Callaghan as group Director of Change. Callaghan (pictured) joins the provider...

Equity release market could pass £4bn mark in 2018

Equity release adviser Key has revealed that retired homeowners are releasing an average £76,967...

COMMENT

Commonhold reform: Devil in the detail

The government's language on leasehold reform remains forthright. Ministers speak of, “bringing the feudal leasehold system to an end,” of returning power to homeowners...

Managing cashflow and risk in today’s turbulent market

Over the past decade buy-to-let landlords have become accustomed to operating in a market where it can often feel like change is the only...

Is there such thing as a ‘typical borrower’ anymore?

What is a typical borrower? A few decades ago, it would have been a salaried employee, single source of income and, most likely, a...

Private credit has reached its next stage of maturity

Every lending market experiences moments that prompt uncomfortable questions. A high profile default, allegations of poor governance or a significant loss inevitably lead to...

Your clients aren’t being stolen… they’re being handed over

Let's be honest about something the industry won't say out loud. Lenders going direct aren't the problem. Brokers are. Every year the same conversation happens....

Latest news

Commonhold reform: Devil in the detail

The government's language on leasehold reform remains forthright. Ministers speak of, “bringing the feudal...

TMG reports record monthly MetLife submissions

TMG recorded its highest monthly submission volume with MetLife, exceeding its previous record by...

Leek raises earned income age limit to 75

Leek Building Society has introduced eight lending criteria changes covering income, contractors, later-life borrowing...

Coventry cuts residential and buy-to-let rates

Coventry for intermediaries has reduced selected residential and buy-to-let mortgage rates for new and...

PROFILES