Later Life

Positive Lending launches Hodge Lifetime 55 Plus mortgage

Positive Lending has added Hodge Lifetime to its lender panel.  Hodge Lifetime’s 55 Plus mortgage...

UK equity release potential ‘tops £370bn’

Research from Retirement Advantage has found that the potential wealth collectively available to over-55s...

Missed opportunity?

In 2012, when Alan was 60, a member of his family got themselves into...

Retirees emotionally attached to family home

More 2 Life research gas found that the single biggest barrier to retirees downsizing is...

LLA offers new membership benefits

The Later Life Academy (LLA) has launched a new ‘Strength in Numbers’ campaign designed to...

Retirement discounts being overestimated

25% of UK adults are relying on discounts and subsidies to make their retirement...

SimplyBiz Group partners with Creative Wealth Management

The SimplyBiz Group has announced the launch of a new DB pension transfer bureau...

70 is age of financial freedom for Millennials

While true financial freedom has likely already arrived for those born on or before...

Age Partnership plans large expansion

Age Partnership is recruiting for 75 new equity release advisers to join its team...

Scottish Widows unveils Centralised Retirement Proposition guide

Scottish Widows has launched a new guide offering additional support for advisers who feel...

Products or services?

In its Retirement Incomes Review, the FCA has found that consumers welcome the pension...

L&G appoints head of IFA sales for lifetime mortgages

Legal & General has announced the appointment of Rob Miles to the position of...

Shift towards ‘preretirement’ continues

The move to ‘pretirement’ – where people gradually scale back on work or change...

Continued record growth for equity release plan sales

Retired homeowners cashed in £1.25 billion of property wealth in the first half of...

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COMMENT

Remortgage options grow for pound-for-pound landlord borrowers

With many thousands of landlords set to come off two and five-year fixed rates in 2025 it makes more sense than ever to reach...

What, me? Standing out in a crowded market

The mortgage market is changing. It’s more competitive, more complex and more client-focused than ever before. But it’s not just client needs that are evolving,...

Food for thought for those not selling mortgage protection

Networks have told me that only one-in-four mortgages arranged are safeguarded by mortgage protection plans. This is poor and worse, from what I hear,...

Buy-to-let market could be mere months away from seismic shift

As the Renters Reform Bill works its way through parliament there should be much to engage advisers’ landlord borrower clients, and a lot of...

How a JBSP mortgage can help boost affordability

With the average house price in the UK nearing £300,000, affordability remains a sticking point for many prospective homebuyers, particularly those trying to buy...

Latest news

Complex cases and BTL confidence drive mortgage search trends in early 2025

A new analysis of broker search activity has revealed a sharp rise in complex...

Caring for loved ones carries hidden financial toll, new analysis finds

A new report has revealed a stark and growing gap between people’s expectations around...

Investment in learning narrows financial services skills gap

Financial services firms are investing in employee learning at a faster rate than almost...

HTB extends standard BTL pricing to semi-commercial cases

Hampshire Trust Bank (HTB) has broadened its specialist mortgages offering by applying standard buy-to-let...
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