Later Life

Attitude shift in older homeowners to property and retirement planning

A new report from the Equity Release Council has found that 51% of homeowners...

3.5m over-65s feel guilty about spending cash

29% of people in the UK aged over 65 worry about spending money on...

Over-55s reveals their dream home improvements

SunLife has asked 1,001 homeowners over 55 what renovations they would make to their...

MBE London open for registration

Mortgage Business Expo (MBE) London is now open for visitors to register for the...

Average equity release rate sub-5% for first time

Latest research from Moneyfacts.co.uk has revealed that the average equity release rate has dropped below...

Hidden costs

Recently I was asked to act as a pallbearer. Being very close to the...

Younger generation more likely to use property to fund retirement

The UK’s younger generation is three times more likely than the older generation to...

The Saffron agrees exclusive referral deal with Key Partnerships

The Saffron Building Society has entered into an exclusive partnership with equity release referral...

Key grows corporate business development team

Equity release adviser Key is expanding its corporate business development team. Key’s corporate team is actively...

The Vernon joins L&G Mortgage Club panel

The Vernon Building Society has joined up with Legal & General Mortgage Club to...

People expect to be fit for work for longer

UK workers expect to be physically capable of doing their jobs until past their...

Downsizers getting less than expected

New research from financial services provider OneFamily has found that 24% of downsizers ended...

Pure Retirement launches Heritage range of products

Pure Retirement has unveiled its new product suite, the Heritage range, which has whole-of-market...

Total equity release lending hits £1.18 billion in Q1

The property wealth of retired homeowners is increasingly being used to clear unsecured debts...

COMMENT

Busting the myths that stop homeowners protecting their income

In my role at LifeSearch, I spend a lot of time talking to mortgage advisers, brokers, and, increasingly, customers directly. One thing comes up time...

Stop tinkering: Why mortgage tech needs a proper overhaul

Let’s be honest. If you work in the UK mortgage market right now, you know we’re all running pretty fast just to stand still. Between...

This is a different mortgage market and borrowers are reacting to it

It is important to be clear about what has changed in the mortgage market over the last month or so, because the latest data-specific...

The rise of larger deposits

The first-time buyer profile is changing. Increasingly, buyers are entering the market with larger deposits than at any point in recent years as many...

Is life insurance too confusing to buy?

While there are peaks and troughs depending on where we look, the UK life insurance market is typically quite flat, including mortgage-related protection. Recent data...

Latest news

CHL cuts buy-to-let rates by up to 25bps

CHL Mortgages has reduced rates across its short-term let and limited edition buy-to-let ranges. The...

Darlington cuts rates across buy-to-let and specialist ranges

Darlington Building Society has reduced mortgage rates by up to 50bps across its buy-to-let,...

HTB backs £2.4m Mitcham scheme

Hampshire Trust Bank has provided a £2.4m development finance facility for a mixed-use scheme in...

The Mansfield reports record mortgage lending for second year running

Mansfield Building Society has reported record mortgage lending for the second successive year, after...

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