Kent Reliance for Intermediaries (KRFI), part of OSB Group, has introduced a new limited edition shared ownership range with lower rates and more flexibility.

Rates now start from 6.09% with new fee options, while the shared ownership range also provides flexibility in terms of credit profiles, as options are available for customers with impaired credit history and assessed on a case-by-case basis.

Key elements include:

• 75% LTV across 90%, 95% and 100% market share value (MSV)
• 2 and 5-year fixed
• £80k min loan and £1m max loan

Adrian Moloney, group intermediary director, OSB Group, said: “As we head towards the Stamp Duty deadline, affordability continues to be a barrier and we know prospective first time buyers together with their brokers will be exploring all potential buying routes, including shared ownership.

“We’re expecting to see an uplift in shared ownership throughout 2025 and this new limited edition offering lower rates from KRFI requires smaller deposits, includes opportunity to ‘staircase’ up to 100% and offers flexibility for customers who may have impaired credit.

“These enhancements are all underpinned by an award winning BDM team, inhouse expert underwriters and speedy turnaround so we’ve got the experience and the knowledge to support brokers helping their customers get that first step on the property ladder.”