Keystone Property Finance has reduced rates across its fixed rate buy-to-let product ranges by 15 basis points (bps).

The reductions apply across the specialist lender’s two-year and five-year fixed rate products and follow recent declines in swap rates.

The new pricing applies across Keystone’s Standard, Specialist, Ex-pat, Holiday Let, Product Transfer/Product Transfer Plus and Refurb to Let Exit options.

Keystone’s two-year tracker products remain available, with pricing unchanged. The lender said these continue to provide brokers with flexible options for landlord clients looking to track the Bank of England base rate.

Rates across Keystone’s buy-to-let product ranges now start from 3.44% at 70% LTV on Standard, 3.49% at 70% LTV on Specialist, 4.79% at 65% LTV on Ex-pat and 5.54% at 65% LTV on Holiday Let.

Product Transfer/PT Plus rates now start from 5.09% at 65% LTV, while Refurb to Let Exit rates also start from 5.09% at 65% LTV.

Elise Coole (pictured), managing director at Keystone Property Finance, said: “We continually review our product range in line with market developments and following the recent reduction in SWAP rates, we have moved quickly to lower pricing across our fixed rate products.

“Market conditions remain changeable, so it is important that brokers have access to a broad range of options for their clients. By reducing our fixed rates while maintaining our tracker products, we continue to offer brokers greater choice when looking at both short and longer term options.

“Our focus, as always, is on responding swiftly where market conditions allow. Brokers need clarity and certainty when placing cases. These reductions ensure our products remain both competitive and accessible.”