Kensington Mortgages has resumed 80% LTV lending across its residential Select, Core, Young Professional and Heroes ranges offerings, as well as relaunching Help To Buy and buy-to-let purchase applications across England.

On Kensington’s Select, Heroes and Young Professional range at 80% LTV, rates start from 4.49% for a two-year fix at 80% LTV and 4.64% for a five-year fix rate. The Select range will have a maximum loan amount of £750,000 and £500,000 for Core, Right to Buy and buy-to-let products.

Kensington Mortgages has also re-launched its Help to Buy offering and new build applications will be reinstated. Rates start from 4.54% for a two-year fix at 75% LTV.

In England, now that physical valuations can take place, buy-to-let purchase applications will be resumed. Last month, Kensington announced buy-to-let remortgage cases had re-launched and the same rates apply for new purchase applications. Rates start from 4.49% for a two-year fix at 75% LTV and 4.69% for a five-year fix.

Craig McKinlay, new business director at Kensington Mortgages, said: “We’re excited to introduce 80% LTV across some of our most well-known product ranges and relaunch Help to Buy in the hope that we can try to provide options for those wishing to step onto the property ladder.

“Over the last few months we have experienced an industry-wide unprecedented challenge, and lenders have been working hard to reintroduce product ranges to try and help boost the market. We hope these new updates provide our brokers and customers with accessible funding options and greater choice and for those that can restart their housing plans again, we are here to help.”