In the Soup

West One starts BTL lending in Scotland

West One Loans buy-to-let division has begun to lend on Scottish properties. Brokers with clients looking to purchase or remortgage a buy-to-let in Scotland can...

CHL to hold broker webinar on limited company allowable expenses

The subject of the next free webinar organised by CHL Mortgages for Intermediaries will be the allowable expenses limited company landlords can claim. Registration for...

HTB restructures business development and makes new NE appointment

Hampshire Trust Bank (HTB) has introduced a new structure within its specialist mortgages business development team. The revamped business development team now spans four key...

Arc & Co. arranges €11.1m complex French bridge

Arc & Co. has completed a bridging loan worth €11.1m on two chalets and land with planning in a mountain resort in France. The client...

Paradigm adds ModaMortgages to panel

Paradigm has announced the addition of new specialist buy-to-let mortgage lender, ModaMortgages, to its lender panel. ModaMortgages distributes exclusively via intermediaries and was created by...

2024 sellers saw lower price growth than during the pandemic

Hamptons has reported that property gains have moved back towards pre-pandemic levels due to weaker house price growth. The average household in England & Wales...

HSBC makes residential mortgage cuts

HSBC is making reductions across its residential mortgage product ranges on Monday 13 January. The...

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COMMENT

We must not accept our snail’s pace home buying system

Buying a house in this country can be ridiculously slow, as a handful of recent studies have highlighted. Research from the House Buyer Bureau...

Deferment and capitalisation rates: small percentages, large consequences

The Government is currently consulting on Leasehold enfranchisement valuation rates to determine what deferment and capitalisation rates should be prescribed under the Leasehold and...

Your clients can’t tell which firm they’re dealing with

Two clients walk into your firm in the same week. One of them is a referral from a mate of yours. Complicated case, self-employed, bit...

It’s time to look at retention

As the summer winds down and the back-to-school routine kicks back in, I urge the industry to turn its attention to something just as...

Landlords are buying – and advisers should take note

There has been no shortage of commentary over recent years suggesting landlords are heading for the exit, buy-to-let apparently no longer works and the...

Latest news

Gilt turmoil puts fresh pressure on mortgage rates

Rising government borrowing costs are putting renewed upward pressure on UK mortgage rates as...

UK needs first primary surplus in 25 years, warns NIESR

The UK needs to run its first primary budget surplus in 25 years if...

Gatehouse launches fee-free refinance products

Gatehouse Bank has launched a range of limited-edition refinance products for UK residents with...

Bank of England turns to AI and real-time mortgage data

The Bank of England is using artificial intelligence and real-time financial data, including information...

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