Realpricecomparison.com’s quarterly lender analysis has concluded that HSBC was the most consistently competitive mortgage lender during the third quarter.

Only RBS and NatWest came close, the independent online mortgage service added.

HSBC received a score of 23, with RBS on 18 and NatWest on 17. Realpricecomparison.com ranked mortgage deals across all product categories and each time a lender appeared in the top 10 in the three months to September 30th they were awarded a point with the lender with the most points ranked as offering consistently good value.

Francis Ghiloni, commercial director at realpricecomparison.com, said: “We’ve seen the beginnings of a high street rate war in September. While HSBC’s discount deal has seen off the competitors over the last quarter