HSBC offers 1.19% two-year fix

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HSBC branch

HSBC has published new mortgage rates at 60-95% LTV.

This includes a two-year fixed mortgage rate at 1.19%at 60% LTV. It comes with a £1,499 fee.

Other rates include:

  • 90% LTV 2.38% 2 year discount rate – £1,499 fee
  • 95% LTV 4.39% 2 year fixed rate – £99 fee
  • 95% LTV 4.89% 5 year fixed rate- £99 fee.

New rates for customers with a 60% LTV also include a 2.39% five year fixed rate with a £999 fee. In addition, HSBC is also reducing all its 80% and 90% LTV products by 10 – 20bps.

Other rate changes are as follows:

70% LTV

  • 1.64% 2 year fixed rate – £1,499 fee
  • 1.79% 2 year fixed rate – £999 fee
  • 2.29% 2 year fixed rate – no fee.

80% LTV

  • 1.99% 2 year fixed rate – £1,499 fee
  • 2.19% 2 year fixed rate – £999 fee
  • 2.69% 2 year fixed rate – no fee
  • 3.09% 5 year fixed rate – £1,499 fee
  • 3.39% 5 year fixed rate – £999 fee
  • 3.89% 5 year fixed rate – no fee.

90% LTV

  • 3.19% 2 year fixed rate – £1,499 fee
  • 3.39% 2 year fixed rate – £999 fee
  • 3.89% 2 year fixed rate – no fee
  • 3.94% 5 year fixed rate – £1,499 fee
  • 4.29% 5 year fixed rate – £999 fee
  • 4.79% 5 year fixed rate – no fee.