Hope Capital Property Finance has entered the new year reporting a marked uplift in activity across its business, following what it describes as a record year in 2025.
Comparing its position at the end of 2024 with year-end 2025, the specialist bridging lender said it had exceeded internal benchmarks across several key measures.
The value of its loan book rose by 61%, which the lender attributed to increased backing from private high-net-worth investors and institutional funders, including an expanded funding facility agreed with Shawbrook Bank in June 2025. The additional funding increased lending capacity and underpinned the firm’s growth over the year.
APPLICATION GROWTH
Application volumes increased by 86%, reflecting an expanded sales team, a number of internal promotions and a more visible presence at industry events.
The number of facilities funded was up 46%, which the lender said demonstrated growth in completed transactions across a wider range of property sectors. Legals paid rose by 48%, which Hope Capital Property Finance linked to changes made to its lending panel and the wider use of dual representation across different property types.
Pipeline value increased by 15%, supported by the launch of new products, including flat rates across projects, a 75% net product and a commercial conversions loan.
At the same time, the lender said loans running beyond their original term fell by 49%. This followed investment in its portfolio management function, including the introduction of two dedicated teams focused on loan support and relationship management, and resolutions management.
Hope Capital Property Finance offers bridging finance from £100,000 to £5 million across residential, semi-commercial and commercial property. Its current range includes residential bridging at up to 75% LTV from 0.85%, semi-commercial bridging at up to 70% LTV from 0.95%, and commercial bridging at up to 65% LTV from 0.99%.
Jonathan Sealey (pictured, right), chief executive officer, said: “After a well-earned break, we’ve returned with renewed focus and strong momentum. While many are only just getting started, we’re already moving forward with clear intent, ambitious goals and determination to make this our strongest year yet.
“Following our rebrand in 2025, the response from brokers and partners have been fantastic. With this momentum behind us, we expect 2026 to be an even stronger year for the business.”
Kate Cowan (pictured, left), chief financial officer at Hope Capital Property Finance, added: “I’m excited to see the business start 2026 on such a high. Our priority remains delivering exceptional service to brokers and clients while continuing to work closely with our funders.
“With some exciting developments planned in the coming months, together with the team, we will build on last year’s achievements and continue to drive growth and innovation throughout the business.”
