Hampshire Trust Bank has increased the loan-to-value (LTV) ratio and reduced the rates on its buy-to-let, home in multiple occupation (HMO) and semi-commercial fixed rate mortgages.

In addition, it has increased the maximum loan size on these products to £5m. Larger transactions are considered on a case by case basis.

The bank has increased the LTV ratio to 75% on its buy-to-let and HMO two-year fixed rate and semi-commercial fixed rate mortgages portfolio, introducing reduced rates that start from 3.98%.

This follows a recent enhancement to its buy-to-let and HMO five-year fixed rates.

Matthew Wyles (pictured), CEO at Hampshire Trust Bank, said: “The bank is now announcing a significant widening of its proposition and its target market, particularly in terms of our appetite for larger transactions.

“We have the skills, systems and strength to evolve rapidly into a leading player in specialist lending.”