Halifax Intermediaries has announced a series of rate cuts across its remortgage product range, with reductions of up to 28 basis points, alongside extended completion and end dates.
The revised pricing sees selected two-year fixed rates lowered by up to 28 basis points, with the steepest cut applied to the lender’s 85–90% LTV bracket. That product now stands at 4.72%, down from 5.00% previously.
Other notable reductions include a 22 basis point cut to the 75–80% LTV two-year fix, now priced at 4.33%, and a 21 basis point reduction for loans between 0–60% LTV, bringing the rate to 3.81%.
On five-year fixed remortgage deals, rate cuts are more modest but still notable. The 85–90% LTV bracket sees a 20 basis point drop to 4.37%, while mid-LTV options have been reduced by up to 16 basis points.
The most competitive five-year rate is now 4.01% at 0–60% LTV, following a 10 basis point cut.
All remortgage products retain a fixed fee of £999 and are available on loan sizes between £100,000 and £5 million, though upper limits tighten to £750,000 at the highest LTV tiers.
In addition to rate changes, Halifax has extended the complete-by dates on all remortgage, product transfer, and further advance products. End dates have also been revised, with fixed terms now maturing in December of the relevant year, offering borrowers longer-term clarity and aligning with standard calendar year planning.
