Halifax cuts fixed rates again

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Halifax has made cuts of up to 0.35% across its range of two, three and four-year fixed rate products.

The reductions for homebuyers include:

* Two-year fixed rate 0-60% LTV reduced by 0.15% to 2.84%
* Three-year fixed rate 0-60% LTV reduced by 0.05% to 3.54%
* Two-year fixed rate 60-75% LTV reduced by 0.20% to 3.19%
* Three-year fixed rate 60-75% LTV reduced by 0.35% to 3.84%
* Four-year fixed rate 60-75% LTV reduced by 0.05% to 4.54%

The reductions for remortgages include:

* Two-year fixed rate 0-60% LTV reduced by 0.15% to 2.84%
* Two-year fixed rate 60-75% LTV reduced by 0.25% to 3.14%
* Three-year fixed rate 60-75% LTV reduced by 0.35% to 3.84%
* Four-year fixed rate 60-75% LTV reduced by 0.05% to 4.54%

All products attract a fee of £995 and are available on loans up to £1 million.

Remortgage products include the Halifax remortgage service, which comprises of a free valuation and no legal fees.

Stephen Noakes, commercial director of mortgages, Halifax, said: “We are continuing to lower rates in order to provide the best possible value to first time buyers

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