Go Commercial Finance has launched a specialist Spanish bridge loan aimed at UK financial advisers and their clients, promising fast and flexible funding for property transactions across Spain, with a particular focus on the Costa del Sol.
The initiative responds to rising demand among UK investors for short-term finance solutions to support the purchase, refurbishment, and resale or refinancing of residential and mixed-use property in Spain. The lender is targeting transactions typically below €1 million, a segment often underserved by traditional Spanish lenders.
Loan sizes range from €250,000 to €2 million, with terms from zero to 12 months and the option to extend to 18 months. Up to 100% of refurbishment costs can be financed, with minimum interest periods of three months. Maximum loan-to-value ratios vary by region, with up to 65% LTV available within a 30-minute radius of major cities including Madrid, Barcelona, and Valencia, 60% for coastal and regional areas, and 50% for commercial or less central zones.
Go Commercial Finance says the product is well suited to short-term investment strategies, with a streamlined approval process that allows for fast decision-making and minimal paperwork. The firm’s geographic focus includes the Costa del Sol, but it remains open to high-demand areas across the country.
David Vieira, managing director at Go Commercial Finance, said the firm had seen growing appetite over the past two years from UK advisors seeking reliable cross-border finance options for their clients.
“Over the past 24 months, we’ve had the pleasure of assisting many financial advisors and their clients with property refinancing solutions across Spain,” he said.
“In particular, we’ve built strong and lasting relationships in the Costa del Sol, where our bridge loans have helped investors achieve significant returns. We understand that the property market is competitive, and our goal is to provide fast, flexible, and reliable funding to enable UK investors to maximise their opportunities in Spain.
“With our experience, we’re excited to help advisors continue delivering exceptional service to their clients, especially in times where speed and flexibility are key.”
