Lender Gen H has made further reductions to its mortgage pricing, shifting focus to longer-term stability with new cuts across its 5-year fixed range.

The move follows last week’s reduction of up to 30 basis points on selected 2-year fixed products.

The latest changes, which take effect immediately, include a 21 basis point cut on 5-year fixed rates at both 85% and 90% loan-to-value, and a 10 basis point reduction at 95% LTV.

Gen H said it remains committed to supporting modern homebuyers with flexible lending criteria and product innovation tailored to current market demands.