First-time buyers

The Leeds lowers income threshold to widen mortgage access

Leeds Building Society has sought to ease the path to home ownership for lower...

Nationwide cuts residential mortgage rates

Nationwide has announced a fresh round of rate reductions across its mortgage range, with...

Precise raises borrowing limits to 6x income

Precise Mortgages has lifted its loan-to-income cap to six times earnings. The lender’s criteria update...

Top 12 potential sites for New Towns revealed in landmark planning study

A new report by national property consultancy Carter Jonas has identified 12 of the...

Buy-to-let lending rises as rental market begins to rebalance

Buy-to-let investment is showing signs of renewed momentum as landlords respond to easing pressure...

UK housing market defies summer slowdown as buyers regain confidence but price growth stalls

Housing market activity has picked up pace and defying the traditional seasonal lull as...

Rightmove mortgage revenues double as digital growth strategy pays off

Rightmove has more than doubled the size of its mortgages business in the first...

The Skipton cuts rates on no-deposit mortgage

Skipton Building Society will on Monday reduce rates across several of its mortgage products,...

More shock as buyers face pressure to use estate agents’ mortgage brokers

New research commissioned by Boon Brokers has revealed widespread concerns over pressure tactics used...

Gen H the latest lender to lift loan-to-income caps

Gen H has announced a series of significant changes to its loan-to-income (LTI) policy...

Renters face steeper rise in housing costs than mortgage holders

Private renters have seen their monthly housing costs rise more sharply than mortgaged homeowners...

Gen H partners with Sesame to broaden distribution

Gen H has added mortgage network Sesame to its distribution panel, marking the latest...

Why the mortgage industry must digitise for the customer, not just for compliance

Home buyers today can manage their finances, verify their ID and even order a...

Homebuyers saw £6.6bn Stamp Duty bill as tax burden rises 21%

Homebuyers in the UK paid £6.6bn in Stamp Duty Land Tax during the first...

COMMENT

Stop tinkering: Why mortgage tech needs a proper overhaul

Let’s be honest. If you work in the UK mortgage market right now, you know we’re all running pretty fast just to stand still. Between...

This is a different mortgage market and borrowers are reacting to it

It is important to be clear about what has changed in the mortgage market over the last month or so, because the latest data-specific...

The rise of larger deposits

The first-time buyer profile is changing. Increasingly, buyers are entering the market with larger deposits than at any point in recent years as many...

Is life insurance too confusing to buy?

While there are peaks and troughs depending on where we look, the UK life insurance market is typically quite flat, including mortgage-related protection. Recent data...

Why the government’s housing ambitions won’t fix the affordability crisis

With the bidding open for the government’s £39bn Social and Affordable Homes Programme - the main pillar of its long-term housing strategy - homebuying...

Latest news

The Mortgage Works cuts buy-to-let rates on selected new business deals

The Mortgage Works is cutting selected buy-to-let and let-to-buy rates by up to 0.20...

Primis promotes three in push to expand recruitment and regional broker support

Primis has promoted three senior executives as it seeks to recruit more adviser firms...

Santander cuts higher LTV rates for first-time buyers and home movers

Santander is cutting selected fixed mortgage rates across its first-time buyer, home mover and...

Virgin Money cuts fixed rates and raises selected tracker pricing

Virgin Money is reducing fixed mortgage rates across purchase, remortgage and selected buy-to-let product...

PROFILES