First-time buyers

Gen H simplifies affordability for income booster mortgages

Gen H has streamlined how it calculates affordability for income booster cases. The lender...

Simplify gifting to help FTBs, Chancellor urged

Key Later Life Finance believes that simplifying the tax rules on gifting in March’s...

FTBs saw sharp reduction in affordable options last year

The number of affordable options for first-time buyers fell by 40% in 2023, according...

Including shared ownership in the FTB conversation

Following a far more encouraging end to 2023 across the housing and mortgage markets,...

Own New Rate Reducer set to lower borrowing rates for new home purchases

Own New is to launch a mortgage product which it claims will bring lower...

Interest in new-build homes continues to dwindle

E.surv’s latest Property Watch report has concluded that the UK housing market has shown...

Shared ownership behind Just Mortgages’ new build enquiry boost

The new build division at national brokerage Just Mortgages has reported a strong start...

Suffolk BS criteria changes include more acceptable currencies

Suffolk Building Society has made three changes to its lending criteria to provide greater...

Gen H cuts 90% and 95% LTV rates

Gen H has introduced reductions in rates designed help customers requiring higher-LTV products. These...

LendInvest Mortgages unveils new 90% LTV two-year fixes

LendInvest Mortgages has announced changes to its residential mortgages product offering, including new products...

Property professionals want Budget boost for new build and FTBs

A webinar poll undertaken by Countrywide Surveying Services (CSS) has revealed that over a...

TML unveils shared ownership proposition

The Mortgage Lender (TML) has launched its shared ownership proposition within its residential range. The...

Bluestone cuts fixed and Deposit Unlock rates

Bluestone Mortgages has issued further rate cuts across its two and five-year fixed rate...

Tandem Bank launches new first charge offering

Tandem Bank has introduced a refreshed first charge mortgage range. It says its most...

Latest POLL

COMMENT

Remortgage options grow for pound-for-pound landlord borrowers

With many thousands of landlords set to come off two and five-year fixed rates in 2025 it makes more sense than ever to reach...

What, me? Standing out in a crowded market

The mortgage market is changing. It’s more competitive, more complex and more client-focused than ever before. But it’s not just client needs that are evolving,...

Food for thought for those not selling mortgage protection

Networks have told me that only one-in-four mortgages arranged are safeguarded by mortgage protection plans. This is poor and worse, from what I hear,...

Buy-to-let market could be mere months away from seismic shift

As the Renters Reform Bill works its way through parliament there should be much to engage advisers’ landlord borrower clients, and a lot of...

How a JBSP mortgage can help boost affordability

With the average house price in the UK nearing £300,000, affordability remains a sticking point for many prospective homebuyers, particularly those trying to buy...

Latest news

Advisers urged to fill growing protection gap as L&G exits fracture cover market

Brokers are being urged to revisit the everyday protection needs of clients after Legal...

Regional imbalance deepens as development in London slows

The UK housing market is facing a stark regional imbalance as new data points...

LV= posts record £137m in protection claims as mental health support rises

LV= paid out a record £137 million in personal protection claims in 2024, up...

Funding 365 announces internal promotions to leadership roles

Specialist lender Funding 365 has elevated two of its long-serving team members to senior...
Advertisement