First-time buyers

Lack of joined-up policy making threatening PRS

A new report from the Intermediary Mortgage Lenders Association (IMLA) has warned against discouraging...

Halifax offers Currys PC World gift card to homebuyers

Halifax is offering first-time buyers and homemovers a £500 giftcard to spend in Currys...

Accord cuts higher LTV fixed rates

Accord Mortgages has cut the rates on its 90% and 95% loan to value...

Housing Bill gets first reading

The government has introduced its Housing and Planning Bill. The first reading of the...

Gifting behind 25% of equity release

Key Retirement has found that retired homeowners with higher property values are twice as...

August FTB prices up 3.8% year-on-year

UK house prices increased by 5.2% in the year to August 2015, unchanged from...

Fall in consumer sentiment towards mortgage accessibility

Only 12% of UK adults think access to mortgages has improved in the past...

Six-month high in housing market activity

UK housing market activity has risen to its highest level in six months, according...

Gender divide over choosing a home

New research from Santander Mortgages has suggested that women looking to buy a home...

Half of over-50s save money for themselves each month

Britain’s over 50s are putting money aside each month for both themselves and their...

20-month high for mortgage approvals

The number of house purchase mortgage approvals has increased by 19.8% over the last...

TSB makes wholesale rate cuts on intermediary deals

TSB has cut rates on a range of 75-90% LTV mortgages available through brokers.  Remortgages...

The Teachers offers 95% deal to all of England & Wales

The Teachers Building Society has reduced the rates on some of its low deposit...

New 95% LTV deal from the Hinckley & Rugby

The Hinckley & Rugby Building Society has launched a new 95% LTV mortgage and...

COMMENT

Cutting stamp duty will make the housing crisis worse

Every time the housing market stalls the same thing happens and people call for stimulus, this time: abolish stamp duty. The logic feels intuitive -...

The money sitting in your back pocket that you keep forgetting to pick up

Let me give you a number. Almost half of UK mortgage holders would struggle to meet their payments within six months of losing their...

Smart Data can solve the UK’s homebuying bottleneck

For many of us, buying a home remains one of the most stressful and frustrating experiences we will ever undertake. Despite advances in digital banking,...

The 1.8 million problem nobody’s talking about

There's a number that should be keeping every mortgage firm owner awake right now. 1.8 million. That's how many fixed rate mortgages are expiring...

Lenders urged to do more as purchase market slows

High street lenders - including TSB, Lloyds, Santander, and NatWest - have all been reducing rates and making changes to their product ranges over...

Latest news

Skipton BS lowers residential rates

Skipton Building Society is reducing rates across parts of its residential mortgage range from...

AMI refreshes brand to reflect advice, mortgages and insurance focus

The Association of Mortgage Intermediaries has launched a brand refresh intended to reflect its...

IMLA guide explains why fixed mortgage rates can rise before Bank Rate moves

IMLA has published a report and five-minute guide to help advisers explain how swap...

Precise cuts residential mortgage rates by up to 35bps

Precise has reduced rates across its residential mortgage range by up to 35bps. The specialist...

PROFILES