First-time buyers

Call for broad-ranging debate over housing crisis

Citizens Advice has called for a wider debate about the housing challenges facing the...

Accord cuts 90% LTV rates

Accord is cutting its 90% LTV mortgages by up to 0.25 percentage points. The intermediary-only...

TSB cuts shared ownership and shared equity rates

TSB has reduced mortgage rates by up to 0.65 percentage points on shared ownership/equity...

FTBs ignorant about home insurance requirements

47% of first time buyers don’t budget for home insurance when stepping onto the...

Over two-thirds of FTBs pay Stamp Duty

The latest research from Lloyds Bank shows the Stamp Duty revenue raised in England and...

Buy-to-let surges while first time buyer activity recedes

Latest research from Connells Survey and Valuation has found that property valuations for buy-to-let...

BSA calls for ‘housing for all’ in Wales

The Building Societies Association (BSA) has called on all parts of the Welsh housing...

HMOs provide better savings opportunity than renting alone

Professional tenants are able to save £134 more a month by sharing in a...

Halifax cuts rates

Halifax has cut the rates across first-time buyer, homemover and remortgage products by up to...

Parents and children disagree over FTB market

The Halifax Generation Rent Report has revealed a gulf between prospective first-time buyers and...

Five-month slowdown for HTB1

The government’s Help to Buy equity loan scheme (HTB1) for new-build properties has seen...

Positive month for FTBs, but future looks tough

26% of house sales were made to first time buyers in April, according to...

Research highlights impact of MMR

45% of people who planned to buy a property since the introduction of the...

20% of Help to Buy deals not taken out by FTBs

The government has revealed that since the launch of the Help to Buy equity...

COMMENT

Kevin Tunnicliffe on ending the race to the bottom

This was always going to be a tricky interview. I’ve known Kevin Tunnicliffe, chief executive officer of Sort Group, which includes Sort Refer, for...

Beyond the Robo-Adviser: why the future of mortgages is ‘Human Plus’

The fintech industry is obsessing over a binary choice: the traditional human broker or the fully automated 'robo-adviser'. But as we navigate the complexities...

Ceasefire boosts sentiment more than mortgage market

What goes up must come down, but for mortgage rates the drop will be notably more gradual than the sharp increase triggered by the...

A surge today, but what comes next for advisers and conveyancing?

March has provided a very clear example of how quickly this market can move when lenders feel the need to take action, with widespread...

Technology adapts so you don’t have to

20 years ago, many brokerages looked and operated in very similar ways. Typically small, local business, many firms focused solely on standard residential mortgage...

Latest news

The Coventry cuts limited company buy-to-let rates for brokers

Coventry for intermediaries has reduced selected limited company buy-to-let rates by up to 20...

Paragon Bank introduces limited edition 60% LTV buy-to-let products

Paragon Bank has expanded its buy-to-let range with a new tranche of 60% loan-to-value...

TwentyCi hires Nick Huntley to lead sales at TwentyEA and TwentyConvey

TwentyCi has appointed Nick Huntley as sales director for TwentyEA and TwentyConvey as the...

HSBC cuts mortgage rates by up to 34bps across core ranges

HSBC UK has reduced mortgage rates across its product range, with cuts of up...

PROFILES