First-time buyers

Wales reports best first quarter for lending since 2007

Homeowners in Wales borrowed £850m for house purchase during the first three months of...

26% year-on-year increase in N. Ireland house purchases

During the first quarter of 2016, homeowners in Northern Ireland borrowed £340m for house...

20% rise in Nationwide’s gross mortgage lending

The Nationwide Building Society has reported that its gross mortgage advances reached £32.6 billion,...

Gap between 65% and 90% LTV rates narrows

The divide between mortgage rates for borrowers with 10% deposits and 35% deposits is at...

CML publishes BTL-skewed March figures

The Council of Mortgage Lenders (CML) has revealed that home-owners borrowed £13.8bn for house...

FTBs want to complete before Brexit vote

13% of mortgage and remortgage customers are trying to speed up applications so they...

BTL rush stretching first-time buyer affordability

Rightmove has reported a small rise of 0.4% (+£1,118) in price of property coming...

National Counties partners with SimplyBiz Mortgages

The National Counties Building Society and the Family Building Society have joined SimplyBiz Mortgages'...

Nationwide to cut selected higher LTV fixed rates

The Nationwide Building Society is cutting selected fixed rate mortgages at 85, 90 and 95% loan-to-value (LTV)...

Barclays widens Family Springboard Mortgage offering

Barclays Mortgages has made changes to its Family Springboard Mortgage, removing the need for borrowers to put...

New 95% LTV discount deal from the Mansfield

The Mansfield Building Society has introduced a new two-year discounted rate mortgage up to 95%...

Sustained FTB surge in Spring

First-time buyer activity grew in March, according to the latest First-Time Buyer Tracker from Your...

Generation Rent still have homebuying aspirations

Halifax's 2016 Generation Rent report has found that delays in getting onto the housing ladder...

IMLA sounds warning over Basel proposals

The Intermediary Mortgage Lenders Association (IMLA) has warned that housing associations and homebuyers with...

COMMENT

Buy-to-let at 30: the mortgage that changed Britain’s housing market

John Heron helped create buy-to-let when landlords had almost nowhere to turn for finance. Thirty years later, he and Paragon Bank's Louisa Sedgwick reflect...

Harpenden’s expat move could be bigger than the numbers suggest

Harpenden Building Society’s move into expat mortgages this summer has been good news for brokers and borrowers. But I think its importance goes beyond...

We need to wait to get a clearer picture

It's been a week where the political and economic backdrop has moved almost as fast as rates themselves, and it's worth taking stock of...

Leasehold valuation reform: the consultation is asking only half the question

The Government's consultation on leasehold enfranchisement valuation rates is important because it will help determine what leaseholders pay to extend leases or buy freeholds,...

What commonhold will mean for mortgage lenders and brokers

Commonhold is often presented as the straightforward alternative to leasehold. It removes the freeholder, gives flat owners greater control and avoids some familiar problems...

Latest news

Skipton cuts fixed rates and widens home mover range

Skipton Building Society is reducing rates across its fixed mortgage range by an average...

Quantum Mortgages promotes Mihramane and Ajaib

Quantum Mortgages has made two internal promotions across its sales and completions teams as...

Complex incomes hindering aspiring Scottish buyers

More than half of Scottish adults with complex incomes who do not own a...

MAB adds three senior hires across marketing, finance and technology

Mortgage Advice Bureau has strengthened its executive team with three senior appointments spanning marketing,...

PROFILES