First-time buyers

Wales reports best first quarter for lending since 2007

Homeowners in Wales borrowed £850m for house purchase during the first three months of...

26% year-on-year increase in N. Ireland house purchases

During the first quarter of 2016, homeowners in Northern Ireland borrowed £340m for house...

20% rise in Nationwide’s gross mortgage lending

The Nationwide Building Society has reported that its gross mortgage advances reached £32.6 billion,...

Gap between 65% and 90% LTV rates narrows

The divide between mortgage rates for borrowers with 10% deposits and 35% deposits is at...

CML publishes BTL-skewed March figures

The Council of Mortgage Lenders (CML) has revealed that home-owners borrowed £13.8bn for house...

FTBs want to complete before Brexit vote

13% of mortgage and remortgage customers are trying to speed up applications so they...

BTL rush stretching first-time buyer affordability

Rightmove has reported a small rise of 0.4% (+£1,118) in price of property coming...

National Counties partners with SimplyBiz Mortgages

The National Counties Building Society and the Family Building Society have joined SimplyBiz Mortgages'...

Nationwide to cut selected higher LTV fixed rates

The Nationwide Building Society is cutting selected fixed rate mortgages at 85, 90 and 95% loan-to-value (LTV)...

Barclays widens Family Springboard Mortgage offering

Barclays Mortgages has made changes to its Family Springboard Mortgage, removing the need for borrowers to put...

New 95% LTV discount deal from the Mansfield

The Mansfield Building Society has introduced a new two-year discounted rate mortgage up to 95%...

Sustained FTB surge in Spring

First-time buyer activity grew in March, according to the latest First-Time Buyer Tracker from Your...

Generation Rent still have homebuying aspirations

Halifax's 2016 Generation Rent report has found that delays in getting onto the housing ladder...

IMLA sounds warning over Basel proposals

The Intermediary Mortgage Lenders Association (IMLA) has warned that housing associations and homebuyers with...

COMMENT

ABS 2026 review: Economic factors stemming growth

As the Global ABS conference ended there was no doubt that it was a huge success, with official numbers being confirmed at 5,500 attendees,...

Government support is fundamental to market growth

We’ve seen another week of mainstream lenders reduce their rates with more reductions predicted this coming week. This shows more comfort and confidence around...

Bridging is a natural fit for a Shariah-compliant bridging provider

The UK bridging market is, in many ways, a natural fit for Shariah-compliant finance because both are fundamentally built around real assets, partnership structures...

Why relationships are becoming the mortgage industry’s most valuable asset

Information has never been more accessible, yet confidence in financial services remains relatively low. As technology continues to reshape the market, the value of...

Before brokers invest in AI, they need to ask the right questions

AI has moved quickly from industry talking point to commercial priority. For mortgage brokers, the question is no longer whether AI matters. It is...

Latest news

Atom bank cuts Prime mortgage rates by 15bps across full range

Atom bank has reduced rates across its Prime mortgage range by 15bps, with changes...

The Dudley cuts rates across residential, buy-to-let and expat ranges

Dudley Building Society has reduced rates across its residential, buy-to-let and expat mortgage products,...

Stamp Duty burden soars as tax threshold remains frozen at 2006 level

The Stamp Duty threshold at which homebuyers begin paying tax has remained unchanged since...

Gatehouse launches limited-edition HPPs and cuts selected BTL rates

Gatehouse Bank has introduced a range of limited-edition Home Purchase Plan and buy-to-let products...

PROFILES