First-time buyers

Housing supply not lender appetite behind purchase lending fall

E.surv has suggested that a lack of housing supply in some areas could be...

Scheme aims to strengthen renters’ credit histories

Experian has found that one in three private tenants has put their plans to...

Mortgage brokers “have high expectations for remortgaging”

There was a record high in the level of mortgage intermediaries’ confidence in the prospects...

CML: house purchase lending up year-on-year in November

The Council of Mortgage Lenders has reported that home-owner house purchase lending totalled £10.7bn...

Over 25% of FTB opting for 35-year mortgage

There was an estimated 310,000 first-time buyers last year, according to the annual Halifax First-Time...

Nationwide cuts 95% rates

The Nationwide Building Society has cut a number of rates by up to 0.40 percentage points across...

The Leeds confirms HTB London scheme participation

The Leeds Building Society is to launch its range of new Help To Buy...

24% annual rise in FTB transactions

The number of completed first-time buyer transactions increased to 31,300 in November, according to...

Lloyds extends cashback offer

Lloyds Bank has extended its existing £500 remortgage cashback offer to include its first-time...

New higher LTV deals from Virgin Money

Virgin Money has made changes to its mortgage range, including some higher LTV products designed...

Sales to FTBs fell by 10% in November

The National Association of Estate Agents (NAEA) has revealed that housing supply dipped and demand...

November lending up 3% on previous 6-month average

The latest Bank of England Money and Credit figures, have revealed that loan approvals...

Newbuild firm rapped over misleading ad

The Advertising Standards Authority (ASA) has upheld a complaint made against a property sales...

CML: 9% month-on-month rise in homemover loans

The Council of Mortgage Lenders (CML) has revealed that first-time buyers borrowed £4.6bn for...

COMMENT

Stop tinkering: Why mortgage tech needs a proper overhaul

Let’s be honest. If you work in the UK mortgage market right now, you know we’re all running pretty fast just to stand still. Between...

This is a different mortgage market and borrowers are reacting to it

It is important to be clear about what has changed in the mortgage market over the last month or so, because the latest data-specific...

The rise of larger deposits

The first-time buyer profile is changing. Increasingly, buyers are entering the market with larger deposits than at any point in recent years as many...

Is life insurance too confusing to buy?

While there are peaks and troughs depending on where we look, the UK life insurance market is typically quite flat, including mortgage-related protection. Recent data...

Why the government’s housing ambitions won’t fix the affordability crisis

With the bidding open for the government’s £39bn Social and Affordable Homes Programme - the main pillar of its long-term housing strategy - homebuying...

Latest news

Stop tinkering: Why mortgage tech needs a proper overhaul

Let’s be honest. If you work in the UK mortgage market right now, you...

Richard Goppy to rejoin PMS as director of acquisition and key accounts

PMS Mortgage Club has confirmed the appointment of Richard Goppy as director of acquisition...

Renters’ Rights Act to reshape buy-to-let risk models

The Renters’ Rights Act is set to trigger a fundamental shift in how lenders assess risk...

MAB research shows confidence among buyers is rising, but many still hesitate

More than half of prospective buyers say they are ready to purchase in 2026,...

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