First-time buyers

Half of first-time buyers taking out 90%+ LTV mortgages

Half of all first-time buyers are taking out mortgages at 90% loan-to-value or higher,...

UK house prices record second quarter of growth

UK house prices rose for a second consecutive quarter in 2025, underlining the housing...

Housing market holds firm but still falls short

The UK property market has shown signs of resilience this autumn but remains too...

Roland McCormack on driving transformation in the mortgage market

The Teams window flickers into life and then Roland McCormack appears in the bottom...

Bring back MIRAS for first-time buyers?

No, this isn’t some form of nostalgia like bringing back Opal Fruits or Marathon...

Income levels now the biggest barrier to mortgage approval

More than one in four aspiring homebuyers have been denied a mortgage, with income...

The Newcastle expands 98% First Step mortgage to whole market

Newcastle for Intermediaries has widened access to its new low-deposit mortgage product, First Step,...

Housing market stalls as buyers await Autumn Budget clarity

Uncertainty surrounding the government’s forthcoming Autumn Budget has prompted a slowdown in housing market...

Growing financial divide between larger and smaller home returns

Homeowners selling detached houses have made average capital gains of £122,500 in the past...

Govt’s homebuying reform ‘could cut buying times by four weeks’

The government’s proposed overhaul of the homebuying process could save first-time buyers an average...

IMLA back overhaul of home buying system amid call for clarity and professionalism

The Intermediary Mortgage Lenders Association has welcomed the government’s consultation on reforming the home...

Many first-time buyers aim to clear their mortgage by 40, TSB finds

More than one in six first-time buyers hope to be mortgage free by the...

New-build sales slump 62% as buyers await price stability

Sales of new-build homes have fallen sharply this year despite improved mortgage availability and...

Norton Home Loans widens lending access for non-standard borrowers

Norton Home Loans has introduced a package of criteria changes and rate reductions designed...

COMMENT

Working up those income streams

Some might say the UK labour market has lost some of its confidence. Unemployment is rising, job moves have slowed, and many employers are...

Ignore the Gen Z worker stereotypes – the future is bright

The office fridge. Full of 12 types of milk, none derived from cows, and four on the work top, at room temperature. As for...

Reframe Cancer 2026 trends: prevention to take centre stage

This year is already shaping up to be one when prevention is taking centre stage. The Government recently announced the expansion of its WorkWell...

The mortgage protection gap advisers can’t ignore

The Financial Conduct Authority’s (FCA) consumer research findings published late last year, offered an insight into what the protection industry can expect from the...

Cashback, remortgages and adviser opportunity in 2026

A recent flood of mortgage products into the market offering cashback prove it has moved from the margins of the remortgage market to the...

Latest news

The Coventry cuts selected intermediary residential fixed rates

Coventry for intermediaries has reduced a number of residential fixed-rate products for new and...

Mortgage Advice Bureau completes acquisition of Dashly

Mortgage Advice Bureau (MAB) has completed the acquisition of technology and data company Dashly,...

The Buckinghamshire lowers rates across key ranges

Buckinghamshire Building Society has cut rates across a wide spread of residential and buy-to-let...

FCA finds protection market delivering good outcomes, says TPFG

The Property Franchise Group PLC (TPFG) has responded to the publication of the Financial...

PROFILES