First-time buyers

Lloyds unveils cashback offers

Lloyds Bank has launched new offers for remortgage customers and first time buyers. Remortgage customers...

Lloyds lent one quarter of all FTB mortgages

Lloyds Banking Group says it is ahead of schedule in meeting its first time...

The Family BS to use Genworth’s mortgage insurance

Genworth has announced a new relationship with the Family Building Society, part of National...

Average deposit grows for fourth successive month

Mortgage Advice Bureau says its latest data show that homebuyers are increasingly taking full...

‘Clipped wing’ generation staying with mum & dad

New research from Shelter has found that despite working, 48% of 20-34 year olds...

June FTB transactions up 10% year-on-year

There were 30,000 more first-time buyers getting onto the housing ladder in the first...

Strongest six months for FTBs in six years

The first half of 2014 saw 30,000 more first-time buyers get on the housing...

Virgin Money removes HTB minimum income requirement

Virgin Money is removing the £30,000 minimum income threshold for mortgage products which make...

Young Brits favour deposit over wedding

28% of those aged between 18 and 34 would spend a £20,000 gift from...

20% fall in first-time buyer purchases

The National Association of Estate Agents (NAEA) has reported that first time buyers are...

Gross mortgage lending up 4%

The Council of Mortgage Lenders (CML) has estimated that gross mortgage lending reached £17.5...

LBG extends Help to Buy to new builds

Homeowners can now purchase new build properties through both Halifax and Lloyds Bank Help...

The Family BS unveils product for FTBs

The Family Building Society has launched the Family Mortgage. The new mutual is offering three...

High LTV recovery to stall?

Lending to high LTV borrowers reached a post credit crunch high in June, according...

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Why predicting 2025 interest rates feels like a fool’s errand

In my first (and for some reason clearly not my last) article last month, I attempted (perhaps foolishly) to discuss where rates might go...

Helping university students onto the property ladder

As we head towards the Easter break, thousands of first-year university students up and down the country will be preparing for exams and making...

Lenders must step up on high LTV products

Things are on the up for borrowers with a smaller deposit. The financial information website Moneyfacts publishes a regular update on mortgage product numbers,...

Why it matters that bridging hit more than £10bn last year

We see many numbers bandied around in the financial industry, which can sometimes have a numbing effect. So why should we all, especially brokers, care...

Top five reasons why renters should consider short-term protection insurance

In an unpredictable world, financial security can often feel like a luxury, especially for renters who may already juggle living expenses, rent payments, and...

Latest news

Seven out of 10 homebuyers likely to miss stamp duty deadline

Seven out of 10 (71%) homebuyers with accepted offers expect to miss the 31st...

First-time buyer mortgage sales declined in London over the past decade

First-time buyer mortgage sales in London declined significantly between 2013 and 2023, as increasing...

UTB appoints BDM for the north and Scotland

Fran Arnold has joined the sales team at United Trust Bank Mortgages as business...

International demand for UK property investment ‘more diverse than expected’

The UK property market is attracting investment from a much broader range of international...