Fleet Mortgages has unveiled a new set of remortgage products offering cashback, while also cutting rates and adjusting fees across its buy-to-let ranges.

The lender confirmed it has launched a range of two-year and five-year fixed remortgage products at 75% LTV, available across its standard, limited company and HMO/MUFB propositions. Each product includes cashback of between £500 and £1,000, with pricing starting from 4.54%.

The new remortgage products are open to borrowers who have owned their property for at least six months and are designed to support landlords refinancing ahead of a growing volume of maturities expected through 2026.

Alongside the launch, Fleet has reduced rates across a broad selection of its existing products. Cuts of up to 20 basis points have been applied to both two-year and five-year fixed rates, including fee-paying and zero-fee options.

The lender has also repriced its lifetime tracker range, reducing all rates by 25 basis points following the recent Bank Base Rate reduction. In addition, two-year tracker products for standard, limited company and HMO/MUFB borrowers have been updated, with pricing now based on a £1,499 fixed fee rather than a 3% percentage fee.

Further changes include the introduction of a new five-year fixed-rate, fixed-fee product, priced at 4.79% with a £4,000 fee. The product is available up to 75% LTV for standard and limited company borrowers, with a maximum loan size of £750,000.

Fleet said the changes were intended to give advisers and landlord clients greater flexibility when choosing between rate, fee structure and borrowing size.

Steve Cox, chief commercial officer at Fleet Mortgages, said: “Remortgage demand remains a key part of the buy-to-let market and we know that a considerable number of mortgages will be coming up for maturity through 2026, with advisers looking at options for those landlord clients.

“We wanted to respond with products that give advisers and landlords something meaningful to consider, in terms of rates, fees and a cashback offering.

“The launch of this new remortgage range, all with cashback, is designed to support borrowers who are refinancing and looking to improve their position, whether that is through lower monthly costs, greater certainty or a cash benefit on completion.

“Alongside this, we have made rate reductions across our three core ranges. These changes reflect improvements in pricing conditions and allow us to pass that on to landlord borrowers.

“We have also repriced our tracker range following the recent BBR cut, ensuring our products remain competitive across both fixed and tracker options.

“Products with different fee structures have also been added in order to widen choice. Some landlords will focus on headline rate, others on fees or loan size, and advisers need these options that can flex around those needs.

“Our aim is to keep our range clear, competitive and practical, and we will continue to review pricing and products as the market develops.”