Features

HTB2 not a universal panacea

It’s somewhat perplexing to see how quickly the mood in the mortgage market can...

Beware of conveyancing ‘dabblers’

We often write about the need for advisers and brokers to become fully involved...

Don’t ditch a diversified approach

The very latest gross mortgage lending figures from the Council of Mortgage Lenders (CML)...

You wait for one trade show…

'Tis the season of the Expo! Who would have thought we’d be saying/singing that...

Flag waving for the regulator

Just how much does it take to persuade the broking community that secured loans...

There should be a distinction between mortgage and lifetime advice

The recent launch by provider, Hodge Lifetime, of its new ‘hybrid’ interest-only/lifetime mortgage product...

RICS has the wrong ‘idea’

It would seem that as soon as the housing and mortgage markets show any...

Non-traditional options for SMEs

If an SME is turned away from a high street lender, other options are...

How financial institutions are embracing change

The notion of a 'tipping point' became part of the public psyche after Malcolm...

Reasons to be cheerful (part ’13)

I’ve always been an optimistic type and the mortgage market is providing plenty of...

Good times for buy-to-let

The buy-to-let sector hardly needed any further stimulation, but received another shot in the...

Do your homework

When was the last time that you checked what your club offered? Are...

Don’t ignore the silver surfers

When you think of the average internet user – and the typical social media...

Financial incentives and the FCA

The TCF initiative has been with us for a number of years now. It...

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Take off the rose-tinted glasses and stop chasing a rate cut

Every six weeks the financial world raises its eyebrows at the prospect of a rate cut, causing celebration when the Monetary Committee duly obliges. There...

URGENT! AI Is coming for you. Or maybe not…

I’ll try to make this as straight to the point as I can. The way that your prospective customers find you via online search...

Mind the gap: Can mortgage advice change the game for protection?

Many industry insiders still talk about the UK protection gap and how vast it is. The numbers speak for themselves with the estimated value of...

Navigating HMO and MUFB complexity with confidence

Historically, larger Houses in Multiple Occupation (HMOs) and Multi-Unit Freehold Blocks (MUFBs) have often been avoided due to their complex layouts, individual planning requirements,...

Why we shouldn’t wait for the FCA to act on later life lending

It might feel odd to be talking about a new year, when we’re barely half-way through this one, but the recent FCA Discussion Paper...

Latest news

Bridging market held firm in Q2

The UK bridging finance market continued to show resilience in the second quarter of...

First-time buyer mortgage payments fall by £93 a month as affordability edges up

First-time buyer affordability is showing tentative signs of improvement with average monthly mortgage payments...

Access FS adds April Mortgages to lender panel

Access Financial Services has added April Mortgages to its lender panel, giving brokers access...

Shorter fixes on the rise as borrowers turn away from long-term commitments

UK mortgage borrowers are increasingly favouring short-term flexibility over long-term certainty, according to the...