Features

HTB2 not a universal panacea

It’s somewhat perplexing to see how quickly the mood in the mortgage market can...

Beware of conveyancing ‘dabblers’

We often write about the need for advisers and brokers to become fully involved...

Don’t ditch a diversified approach

The very latest gross mortgage lending figures from the Council of Mortgage Lenders (CML)...

You wait for one trade show…

'Tis the season of the Expo! Who would have thought we’d be saying/singing that...

Flag waving for the regulator

Just how much does it take to persuade the broking community that secured loans...

There should be a distinction between mortgage and lifetime advice

The recent launch by provider, Hodge Lifetime, of its new ‘hybrid’ interest-only/lifetime mortgage product...

RICS has the wrong ‘idea’

It would seem that as soon as the housing and mortgage markets show any...

Non-traditional options for SMEs

If an SME is turned away from a high street lender, other options are...

How financial institutions are embracing change

The notion of a 'tipping point' became part of the public psyche after Malcolm...

Reasons to be cheerful (part ’13)

I’ve always been an optimistic type and the mortgage market is providing plenty of...

Good times for buy-to-let

The buy-to-let sector hardly needed any further stimulation, but received another shot in the...

Do your homework

When was the last time that you checked what your club offered? Are...

Don’t ignore the silver surfers

When you think of the average internet user – and the typical social media...

Financial incentives and the FCA

The TCF initiative has been with us for a number of years now. It...

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Helping university students onto the property ladder

As we head towards the Easter break, thousands of first-year university students up and down the country will be preparing for exams and making...

Lenders must step up on high LTV products

Things are on the up for borrowers with a smaller deposit. The financial information website Moneyfacts publishes a regular update on mortgage product numbers,...

Why it matters that bridging hit more than £10bn last year

We see many numbers bandied around in the financial industry, which can sometimes have a numbing effect. So why should we all, especially brokers, care...

Top five reasons why renters should consider short-term protection insurance

In an unpredictable world, financial security can often feel like a luxury, especially for renters who may already juggle living expenses, rent payments, and...

Credit search vs credit scoring

The terms credit score and credit check are often used interchangeably by consumers, many of whom assume they mean the same thing. Yet understanding...

Latest news

Advice Guru partners with Pure Retirement to support broker education

Financial adviser learning platform Advice Guru has announced a new sponsorship partnership with Pure...

Nationwide ups LTV limits for interest-only and foreign national borrowers

Nationwide has announced changes to its mortgage lending criteria, increasing the maximum loan-to-value (LTV)...

Lloyds expects swell in completions ahead of stamp duty deadline

Lloyds Banking Group anticipates a 50% growth in property completions this month as buyers...

Satchell the latest to leave HTB bridging division

Lorenzo Satchell has become the latest senior member of the bridging team at Hampshire...