Features

Do bridging lenders earn a fair reward for the risks they take?

Bridging and short term finance is effectively project facilitating capital, and not funding to...

Brokers should offer a more holistic retirement advice service

It would appear that Chancellor George Osborne has spent the last couple of years...

The first of a double hit on wealthier home owners?

Noel Meredith, executive director of United Trust Bank, comments on changes to the Stamp...

Preparing to weather the storm

The winter of 2013/14 turned out to be pretty mild but as we all...

You need to get involved in the conveyancing process

We’re all acutely aware that the process of purchasing a home can be either...

Time to act in the spirit of MMR

There have been some whisperings around the mortgage market that a number of lenders...

BTL is only going in one direction

To be described as an ‘industry giant’ is somewhat disconcerting but that was the...

What’s in store for next year?

With Christmas and the New Year fast approaching, planning for 2015 must now be...

UK commercial property market is attracting global interest

UK commercial property's attractive yield profile and steady returns continue to attract a broad...

Reasons to be positive about 2015

Done your Christmas shopping yet? No, me neither! But the first hints from loved...

Equity release advisers: take note of FOS

Any adviser active in the equity release market would do well to spend some...

Unlock a world of opportunity

With the strong pound boosting buyers’ purchasing power, opportunities in the overseas mortgage market...

Client communications – where to start?

I had the pleasure of speaking to a number of advisers at an event...

A more positive end to the year is in sight

The main house price indices are published like clockwork every month and provide a...

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COMMENT

Could a move to ‘enhanced advice’ also mean mandatory protection conversations?

The FCA’s recent Mortgage Market Discussion Paper (DP25/2) has got the industry talking about ‘enhanced advice’ – an idea that certain customers, such as...

Take off the rose-tinted glasses and stop chasing a rate cut

Every six weeks the financial world raises its eyebrows at the prospect of a rate cut, causing celebration when the Monetary Committee duly obliges. There...

URGENT! AI Is coming for you. Or maybe not…

I’ll try to make this as straight to the point as I can. The way that your prospective customers find you via online search...

Mind the gap: Can mortgage advice change the game for protection?

Many industry insiders still talk about the UK protection gap and how vast it is. The numbers speak for themselves with the estimated value of...

Navigating HMO and MUFB complexity with confidence

Historically, larger Houses in Multiple Occupation (HMOs) and Multi-Unit Freehold Blocks (MUFBs) have often been avoided due to their complex layouts, individual planning requirements,...

Latest news

Tembo launches Lifetime ISA bonus to boost first-time buyers’ deposits

Tembo has introduced a new incentive for first-time buyers, offering a 1% bonus on...

The Coventry trims mortgage rates after Bank cut

Coventry for intermediaries is cutting mortgage rates across its residential and buy-to-let ranges, with...

Atom bank backs UK’s only zip maker with £950k loan

Atom bank has provided a commercial mortgage of more than £950,000 to Zipex, the...

Redwood strengthens North East presence with senior promotion

Redwood Bank has strengthened its position in the North East with the promotion of...