Features

The only game in town?

Anyone working within the equity release sector has always understood the strong underlying demand...

Sorting the conveyancing wheat from the chaff

When it comes to conveyancing there are certain fundamentals that will be craved by...

Helping a client out of a hole

Sometimes, a mortgage application that appears to be on-track for a quick and trouble-free...

Rate rise on the horizon

The news that Britain’s inflation rate turned positive in July has added further fuel...

Pension freedoms haven’t hit equity release

There were many commentators who suggested the new pension freedoms would sound the death...

When you want to sell up

‘It’s not where you start, it’s where you finish...’ goes the song however I...

How landlords might respond to tax relief changes

Now that some of the dust has settled from George Osborne’s Emergency Budget particularly...

Over land and sea

With July 2015 looking likely to be the wettest on record in the UK,...

A tax on all your houses

It is a sure sign that the property market is in rude health when,...

Time for remortgage clients to grasp the nettle

The Bank Base Rate (BBR) rollercoaster appears to have been steadily cranked up in...

Budget implications for buy-to-let landlords

With the government’s plans posing new challenges for landlords, property investors may want to...

Budget consequences will run and run

If Chancellor George Osborne wanted to get the nation talking over the summer period...

Lenders still – and will always – wield the power

Reading about the major UK lenders and their apparent push for some of the...

Not making a claim can still cost your clients

I recently read a piece in one of the national personal finance pages that...

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COMMENT

Could a move to ‘enhanced advice’ also mean mandatory protection conversations?

The FCA’s recent Mortgage Market Discussion Paper (DP25/2) has got the industry talking about ‘enhanced advice’ – an idea that certain customers, such as...

Take off the rose-tinted glasses and stop chasing a rate cut

Every six weeks the financial world raises its eyebrows at the prospect of a rate cut, causing celebration when the Monetary Committee duly obliges. There...

URGENT! AI Is coming for you. Or maybe not…

I’ll try to make this as straight to the point as I can. The way that your prospective customers find you via online search...

Mind the gap: Can mortgage advice change the game for protection?

Many industry insiders still talk about the UK protection gap and how vast it is. The numbers speak for themselves with the estimated value of...

Navigating HMO and MUFB complexity with confidence

Historically, larger Houses in Multiple Occupation (HMOs) and Multi-Unit Freehold Blocks (MUFBs) have often been avoided due to their complex layouts, individual planning requirements,...

Latest news

Landbay increases LTV and loan limits on Limited Edition AVM range

Landbay has expanded its Limited Edition range of automated valuation model (AVM) products, raising...

Santander raises loan to income limits in boost for buyers

Santander UK is raising its loan to income (LTI) thresholds, allowing some mortgage customers...

DPT marks 25th project milestone with Signature Property Finance

DPT Monitoring Surveyors has begun work on its 25th development finance project for Signature...

KSEYE reaches £1bn lending milestone

Specialist lender KSEYE has passed the £1bn mark in total lending, crediting strong broker...