Features

A new age for second charge lending

The second charge market has recently been making headlines, with estimates revealing how the...

A cautionary tale for brokers

The whole notion of intermediary market share seems to be providing a big talking...

Is it payback time for banks?

I am sure I am not the only one who is horrified to see...

Don’t get your clients into a hole

It’s not often that a conveyancing-related story makes national news, however when I saw...

Why it’s worth going for awards

You will no doubt have seen the adverts beginning to appear from various trade...

Why more brokers should be benefitting from specialist lending

The specialist lending sector is catering to more and more brokers but the question...

Tackling the housing crisis

It would appear that the government is delivering on one of the pledges made...

Helping with the ‘what next?’

Anyone who has bought a house for the first time, or even on subsequent...

Void periods: important to all buy-to-let investors

The buy-to-let market is continuing to boom thanks to a number of factors contributing to...

Knowledge is a wonderful thing

No mortgage broker is ever going to know about every type of mortgage available...

Advisers have a post-MMR opportunity

The London FSE shows always bring up an interesting number of industry issues to...

Landlords are firmly in the political spotlight

The English language is ever-changing and to signify that we only have to look...

Amazing spaces

The impact of stricter lending criteria combined with people buying their first homes later...

What is reasonable care?

I recently read a consumer complaint in one of the national newspapers that highlighted...

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COMMENT

Could a move to ‘enhanced advice’ also mean mandatory protection conversations?

The FCA’s recent Mortgage Market Discussion Paper (DP25/2) has got the industry talking about ‘enhanced advice’ – an idea that certain customers, such as...

Take off the rose-tinted glasses and stop chasing a rate cut

Every six weeks the financial world raises its eyebrows at the prospect of a rate cut, causing celebration when the Monetary Committee duly obliges. There...

URGENT! AI Is coming for you. Or maybe not…

I’ll try to make this as straight to the point as I can. The way that your prospective customers find you via online search...

Mind the gap: Can mortgage advice change the game for protection?

Many industry insiders still talk about the UK protection gap and how vast it is. The numbers speak for themselves with the estimated value of...

Navigating HMO and MUFB complexity with confidence

Historically, larger Houses in Multiple Occupation (HMOs) and Multi-Unit Freehold Blocks (MUFBs) have often been avoided due to their complex layouts, individual planning requirements,...

Latest news

Landbay increases LTV and loan limits on Limited Edition AVM range

Landbay has expanded its Limited Edition range of automated valuation model (AVM) products, raising...

Santander raises loan to income limits in boost for buyers

Santander UK is raising its loan to income (LTI) thresholds, allowing some mortgage customers...

DPT marks 25th project milestone with Signature Property Finance

DPT Monitoring Surveyors has begun work on its 25th development finance project for Signature...

KSEYE reaches £1bn lending milestone

Specialist lender KSEYE has passed the £1bn mark in total lending, crediting strong broker...