Features

Why the long face?

One can’t help but come back to the market after the new year break...

Conveyancers are coming under severe pressure

It might be a push to suggest that January has so far been ‘the...

Beware the best bridging rates

At First 4 Bridging we speak to brokers every day of the week, and...

The changing face of specialist lending in 2016

According to recent estimates, the mortgage market will reach £230 billion by the end...

Why 2015 gave us food for thought

How might we describe the 2015 mortgage market when we come to look back...

Expect evolution not revolution in commercial lending

The amount of investors looking at properties outside of the ‘traditional’ residential buy-to-let is...

Now is the time to reflect

At this time of the year the question, “Will we get in the house...

Remain positive about buy-to-let

I think it’s fair to say that no-one working within the buy-to-let market anticipated...

A big year for bridging

More so than other years, I’m really looking forward to putting my feet up...

Creating clarity from a client’s complex financial situation

Releasing equity from an unencumbered property isn’t usually a problem, but when the amount...

Putting the MCD framework into practice in secured loans

At a recent major industry meeting the topic of second charge secured loan regulation...

Covering for Black Friday

As Black Friday arrives, Lee Mooney, commercial director at Paymentshield, discusses the value of additional...

Tackling fraud in the conveyancing process

Reading recently about the conveyancer who was jailed for swindling his clients and the...

Positive times ahead for buy-to-let

Perhaps understandably, given the level of scrutiny the buy-to-let market faces today, the latest...

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COMMENT

Could a move to ‘enhanced advice’ also mean mandatory protection conversations?

The FCA’s recent Mortgage Market Discussion Paper (DP25/2) has got the industry talking about ‘enhanced advice’ – an idea that certain customers, such as...

Take off the rose-tinted glasses and stop chasing a rate cut

Every six weeks the financial world raises its eyebrows at the prospect of a rate cut, causing celebration when the Monetary Committee duly obliges. There...

URGENT! AI Is coming for you. Or maybe not…

I’ll try to make this as straight to the point as I can. The way that your prospective customers find you via online search...

Mind the gap: Can mortgage advice change the game for protection?

Many industry insiders still talk about the UK protection gap and how vast it is. The numbers speak for themselves with the estimated value of...

Navigating HMO and MUFB complexity with confidence

Historically, larger Houses in Multiple Occupation (HMOs) and Multi-Unit Freehold Blocks (MUFBs) have often been avoided due to their complex layouts, individual planning requirements,...

Latest news

Newcastle for Intermediaries lifts interest-only LTV to 80%

Newcastle for Intermediaries has made substantial changes to its interest-only mortgage range, raising the...

RAW Capital Partners strengthens sales team with two promotions

RAW Capital Partners has promoted two members of its Guernsey-based sales team in recognition...

Conveyancing Association welcomes ntitle as latest affiliate member

The Conveyancing Association has announced that title investigation specialists ntitle have joined as its...

The Cumberland joins Paradigm panel with specialist holiday let mortgages

Paradigm Mortgage Services has added the Cumberland Building Society to its lender panel, opening...