Features

Where are household insurance premiums heading?

The average cost of home insurance fell by 3% last year, according to the...

A better tomorrow

2015 was a positive year for the mortgage market in many respects and was...

Don’t neglect the conveyancing

There is a long tradition in politics, business and the economy to look at...

Why the long face?

One can’t help but come back to the market after the new year break...

Conveyancers are coming under severe pressure

It might be a push to suggest that January has so far been ‘the...

Beware the best bridging rates

At First 4 Bridging we speak to brokers every day of the week, and...

The changing face of specialist lending in 2016

According to recent estimates, the mortgage market will reach £230 billion by the end...

Why 2015 gave us food for thought

How might we describe the 2015 mortgage market when we come to look back...

Expect evolution not revolution in commercial lending

The amount of investors looking at properties outside of the ‘traditional’ residential buy-to-let is...

Now is the time to reflect

At this time of the year the question, “Will we get in the house...

Remain positive about buy-to-let

I think it’s fair to say that no-one working within the buy-to-let market anticipated...

A big year for bridging

More so than other years, I’m really looking forward to putting my feet up...

Creating clarity from a client’s complex financial situation

Releasing equity from an unencumbered property isn’t usually a problem, but when the amount...

Putting the MCD framework into practice in secured loans

At a recent major industry meeting the topic of second charge secured loan regulation...
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Cover

Income protection: the unsung hero of the cost-of-living crisis

Higher mortgage rates, rising energy costs, and continued inflation have put pressure on many household budgets. Advisers spend time helping customers find the right rate,...

Why rigid credit scoring is locking too many people out of homeownership

Some people don’t fit the mould. That’s always been true in mortgage lending. But the tools used by most lenders to assess borrowers, particularly...

What a bigger market means for brokers

The latest Interpath and BDLA UK Bridging Market Survey confirms what many brokers are already experiencing on the ground, that bridging has hit the...

How social media can bridge the protection disconnect

The latest AMI Protection Viewpoint provided a compelling snapshot of the challenges and opportunities facing the protection market. The research highlights a worrying pattern that...

Opening doors for credit-worthy but overlooked clients

It doesn’t take much these days for a borrower to feel they’ve fallen out of favour with the system. A missed payment here, a...

Latest news

News

Skipton brings brokers and developers together to drive sustainable housing agenda

Skipton Building Society has brought together brokers, developers, and sustainability specialists at its head...
News

Foundation Home Loans expands residential range and cuts rates

Foundation Home Loans has announced a series of rate reductions and product enhancements across...
News

ColCap and Molo complete £300m buy-to-let securitisation

ColCap Financial and digital mortgage lender Molo have completed their second securitisation under the...
Building Societies

West Brom cuts mortgage rates to aid first-time buyers and remortgagers

West Brom Building Society has reduced rates across its core two-year and three-year mortgage...

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