Features

Demand for seconds likely to be greater than ever

There’s always a sense of anticipation at the start of any new year, especially...

Do your specialist and mainstream knowledge match up?

So here we are in a new year. 2017 has arrived and, if your...

Mortgage advice isn’t immune to the technological revolution

Given the fact that 2016 was so unpredictable, it seems rather foolish to be...

Questioning the government’s affordable home strategy

When it comes to the government’s view on how best to help first-time buyers,...

In defence of the FCA

At this time of year I’m hoping the seasonal spirit is flowing through you...

What’s in a name?

December is supposed to be a quieter month for new business and sales activity....

Stay busy in the run-up to Christmas

If you’re anything like me then, as we approach Christmas, you can’t be certain...

Remember: the BTL market isn’t dead

At the moment it feels very easy to talk about the interventionist measures in...

Preparing for a healthy New Year pipeline

At the moment, and quite understandably, everyone is focused on the Autumn Statement. Given...

Second charge (virtual) reality

With Christmas not too far away we’ve already started to see the number of...

2016 – seconds validity & tech/human partnership

2016 has been a particularly busy year for me. The launch of Fluent for...

Ensuring the circle is squared

When Philip Hammond thanked George Osborne in his first (and last) Autumn Statement address,...

Make the most of remortgaging opportunities

The latest gross lending figures from the CML for October reveal a market which...

Changing government attitudes to the PRS?

I’m sure, like me, you’ve sensed a slight shift in emphasis from the government...

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COMMENT

Economic uncertainty weighing on business borrowers

Taken as a whole, Atom bank’s SME Pulse for Q2 shows the current robust health of demand in the commercial market. Around 95% of the...

Could a move to ‘enhanced advice’ also mean mandatory protection conversations?

The FCA’s recent Mortgage Market Discussion Paper (DP25/2) has got the industry talking about ‘enhanced advice’ – an idea that certain customers, such as...

Take off the rose-tinted glasses and stop chasing a rate cut

Every six weeks the financial world raises its eyebrows at the prospect of a rate cut, causing celebration when the Monetary Committee duly obliges. There...

URGENT! AI Is coming for you. Or maybe not…

I’ll try to make this as straight to the point as I can. The way that your prospective customers find you via online search...

Mind the gap: Can mortgage advice change the game for protection?

Many industry insiders still talk about the UK protection gap and how vast it is. The numbers speak for themselves with the estimated value of...

Latest news

Rising cost of living could stall housing market activity

The rising cost of living remains the most pressing concern for Britons and could...

The Mortgage Works cuts switcher rates for existing landlords

The Mortgage Works has announced reductions of up to 0.25 percentage points on selected...

Homeowners stay put as remortgaging nears parity with home purchases

Britain’s homeowners are increasingly choosing to refinance rather than move, with remortgage activity now...

Co-operative Bank in sub-4% mortgage arena following rate cuts 

The Co-operative Bank for Intermediaries has reduced selected residential and buy-to-let mortgage rates, bringing...