Features

Are we at an EPC crossroads?

As the government continues to be occupied by the fallout from the mini-Budget, the...

Make the most of that opportunity right now

For context, this piece was written on the afternoon of Friday 14th October. Given what...

Among all the rate changes, criteria is still king

As brokers know only too well, the mortgage market is moving at an extraordinary...

Thriving through culture

The Covid pandemic provided businesses with a unique set of challenges. Some closed down...

Advisers, I salute you

When the history of this period in the mortgage/housing market is written, I hope...

You get what you pay for with free legals on remortgage cases

As an industry, there is little question that mortgage brokers deliver excellent value for...

Rate rises and cutting down on the client payment shock

Thursday 22 September 2022 was something of a momentous day given the Bank of...

The Scottish government’s rental freeze is a wrong move

This is an important time for the buy-to-let market and the wider private rental...

Housing will be part of any energy strategy

Few issues appear as pressing at this moment than the increase in the cost...

How intergenerational mortgages could help FTBs

20 years ago it was fairly commonplace to buy your first home when you...

HMOs – the answer to an over-stretched rental market?

The UK private rental sector (PRS) is going from strength to strength, with demand...

Second charges – first choice for debt consolidation?

According to The Money Charity, as of June 2022 average credit card debt in...

Intergenerational lending will only become more prominent

Over the course of the last couple of decades, stagnant wages and rising house...

Summer presents opportunity for mortgage service catch up

August is peak holiday time and there’s no doubting that due to this, and...

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Top five reasons why renters should consider short-term protection insurance

In an unpredictable world, financial security can often feel like a luxury, especially for renters who may already juggle living expenses, rent payments, and...

Credit search vs credit scoring

The terms credit score and credit check are often used interchangeably by consumers, many of whom assume they mean the same thing. Yet understanding...

It’s not just about work/life balance

Firstly, it was good to get feedback on last month’s blog on technology from several people, and to see a spin-off follow-up blog from...

The value of building societies: 250 years of mutual success

A key anniversary reflects how far the building society movement has come — and how individual societies like Hinckley & Rugby continue to deliver At...

2025: The year of CX

In financial services, customer experience (CX) is no longer a secondary concern – it’s the key to sustainable growth and client retention. With the...

Latest news

Berkeley Alexander appoints new BDM

General insurance provider Berkeley Alexander has announced the appointment of Grant Robinson as a...

Newcastle for Intermediaries adds three-year fix range to mortgage offering

Newcastle for Intermediaries has introduced a new range of three-year fixed rate products. It said...

Mortgage product availability surpasses 25,000 for the first time

The number of mortgage products available in the UK has reached an all-time high,...

ASG Finance launches loan for HNW investors

ASG Finance has introduced its latest funding initiative: the ‘Base Rate Beater’ secured investment...