Features

How will the Budget affect the PRS?

With the Bank of England meeting everyone’s expectation with its 50 basis points increase...

BBR – what happens next?

The start of February has kicked off with something of an interest rate bang...

How technology can help firms meet Consumer Duty rules

With the deadline for implementing the Consumer Duty standards fast approaching, the FCA recently...

Rise in borrowers in debt for the first time

As borrowers’ disposable incomes continue to dwindle, it will only be a matter of...

Advisers are taking the PT bull by the horns

To say that product transfers (PTs) are a big deal in the mortgage market...

The power of the building society

In the current economic environment, the role of brokers has never been more important....

Expert partners crucial for complex buy-to-let

One of the big growth areas in the rental market in recent years has...

How to continue hitting the caseload and confidence high notes

As we approach the latter part of a year, which in my best footballing...

There are some positives for the PRS

There has been a lot talked about, and written on, the buy-to-let market in...

Government should lead an EPC improvement strategy

With the COP27 Conference currently taking place in Egypt at the moment, it seems...

Markets calmed but mortgage pricing uncertainty remains

It appears that the calm and certainty the markets were crying out for has,...

Are we at an EPC crossroads?

As the government continues to be occupied by the fallout from the mini-Budget, the...

Make the most of that opportunity right now

For context, this piece was written on the afternoon of Friday 14th October. Given what...

Among all the rate changes, criteria is still king

As brokers know only too well, the mortgage market is moving at an extraordinary...

COMMENT

How advisers can find and secure powerful introducers to grow their business – Pt2

I hope you found my earlier article useful and enlightening and if so, please read on, as in this piece I complete the steps...

What building the future means for mortgages

Earlier this month I attended the Abundance 360 summit in Los Angeles, Peter Diamandis’s annual gathering of entrepreneurs, scientists, tech CEOs and investors who are,...

Five things brokers across the country are telling me right now

The thing I’ve always enjoyed most about working in the specialist mortgage market is the people. I’m lucky that a big part of my job...

The FCA has made the case for holistic mortgage advice

Last Thursday, the head of the FCA stood up at the JP Morgan Pensions and Savings Symposium and dropped a line that deserves more...

Technology’s biggest challenge is not the one you think

There is a version of the mortgage technology story that gets told at conferences and in trade press with some regularity. It involves platforms, disruption...

Latest news

Millions unclear on cost of credit as gaps in financial understanding persist

Millions of UK adults are using credit without fully understanding borrowing costs or how...

UK house price growth slows as London slips into decline

HM Land Registry’s latest UK House Price Index shows the average property price across...

FCA to extend conduct rules to cover bullying and harassment

Mortgage brokers, lenders and other regulated firms will have to tighten their internal conduct...

Solar and heat pump rules could push up mortgage prices

New rules forcing developers to install solar panels and low-carbon heating systems on most...

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