Features

High hopes and great confidence for the second half of the year

Without much fanfare we have crept into the second half of 2018 already –...

We need greater rate certainty for all

When Mark Carney became Governor of the Bank of England five years ago in...

Spending time on the holiday spending

As we approach the school summer holiday period it seems a very good time...

Consumers need your conveyancing advice

In this day and age, especially in the mortgage and housing markets, I believe...

Picking the perfect policy

There are currently more than 1.8 million private landlords operating in the UK. Being...

Expect further market growth in new build

Historically speaking, the words new build have been somewhat divisive within both consumer and...

Interim Report: reasons to be fearful

The whole industry, myself included, has now had some further time to digest the...

Why include second charge in your capital raising deliberations

If your reaction to the above is ‘why should I?’ then I won’t take...

“Excuse me, I am here”

Recently an elderly lady told me of a visit to see a doctor at...

Why your conveyancing advice matters

I think it’s fair to say that when it comes to clients and their...

Concerns with the FCA’s Interim Report

The FCA’s Interim Report on its Mortgages Market Study was certainly worthy of note...

Meeting the needs of the professional landlord 

The property investment landscape had undoubtably changed over the last couple of years. The...

New thinking needed to help the young

There’s no doubting that when it comes to thinking outside the box, the recent...

Having the time to be a better adviser

If I ask a roomful of advisers what takes up the majority of their...
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COMMENT

Comment

Complexity is rising and broker enablement has never mattered more

 For many years, success in the mortgage market was built off efficiency. If a broker understood the mainstream lending landscape, packaged cases well and kept...

Industry pushes to build next generation of home valuers

According to RICS, the average qualified surveyor is in their mid-fifties. Couple this with new entrant numbers failing to keep pace with retirements, and...

Supply side continues to drive the change agenda

Regulatory change is no longer something firms respond to periodically. It is now a permanent feature of the landscape. Whether it is capital treatment...

Searching for sunny uplands

There is a growing sense, shared quietly in boardrooms and rather less quietly over kitchen tables, that the UK has lost a degree of...

How advisers can find and secure powerful introducers to grow their business – Pt2

I hope you found my earlier article useful and enlightening and if so, please read on, as in this piece I complete the steps...

Latest news

Regulation

FCA to join Bristol summit as later life lending sector weighs market study

The Financial Conduct Authority will join advisers, lenders and industry figures in Bristol next...
First-time buyers

Targeted deposit scheme could help one million first-time buyers onto housing ladder

A new government-backed deposit scheme could provide a route onto the housing ladder for...
Buy-to-let

Hodge raises holiday let lending limits with 80% LTV move

Hodge Bank has widened its holiday let criteria, increasing maximum loan-to-value to 80% and...
News

Family BS expands fixed rate range across core lending lines

Family Building Society has launched a refreshed range of fixed rate products spanning owner-occupier...

PROFILES