Features

What brokers need to know about the new HMO licensing rules

The definition of a House with multiple occupants (HMO) has changed this week. This...

What does auto-enrolment mean for later life advisers?

Every employer now has a pension scheme. Thanks to auto-enrolment, which was introduced in...

Direct lender access is fine but don’t forget to look at whole seconds market

All forward thinking practitioners and stakeholders in our sector are committed to seeing a...

The Christmas clock is ticking…

“So, here it is, Merry Christmas, everybody’s having fun...” Too early for you? My apologies,...

Not smooth sailing for FCA comparison tool development

When the FCA’s Mortgages Market Study Interim Report came out, there were a number...

Three average Joes

Let’s look at the retirement situation of three ‘average Joes’. Joe 1 is an average...

Provide an autumn boost to your business

This time of the year tends to feel like new beginnings – even if...

Find the technology that can work for you – today

It’s not difficult to get sucked into reading stories about what the future may...

Time for big ‘gesture politics’ to aid first-time buyers

The plight of first-time buyers is never far out of the news, and just...

Surveying the product transfer battleground

UK Finance’s publication of the first raft of product transfer data has certainly caused...

The value of experience

I’m always intrigued by the way other businesses are run – sometimes I look...

Second charge lender access is good for sector…

I am all in favour of more second charge lenders opening up direct access...

Transaction falls don’t tell the whole story

When we put together the LendInvest Buy to Let Index every quarter, we bring...

How can technology be used to meet rising demand for equity release?

The equity release market has experienced huge levels of growth in the last few...
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COMMENT

Comment

Complexity is rising and broker enablement has never mattered more

 For many years, success in the mortgage market was built off efficiency. If a broker understood the mainstream lending landscape, packaged cases well and kept...

Industry pushes to build next generation of home valuers

According to RICS, the average qualified surveyor is in their mid-fifties. Couple this with new entrant numbers failing to keep pace with retirements, and...

Supply side continues to drive the change agenda

Regulatory change is no longer something firms respond to periodically. It is now a permanent feature of the landscape. Whether it is capital treatment...

Searching for sunny uplands

There is a growing sense, shared quietly in boardrooms and rather less quietly over kitchen tables, that the UK has lost a degree of...

How advisers can find and secure powerful introducers to grow their business – Pt2

I hope you found my earlier article useful and enlightening and if so, please read on, as in this piece I complete the steps...

Latest news

Regulation

FCA to join Bristol summit as later life lending sector weighs market study

The Financial Conduct Authority will join advisers, lenders and industry figures in Bristol next...
First-time buyers

Targeted deposit scheme could help one million first-time buyers onto housing ladder

A new government-backed deposit scheme could provide a route onto the housing ladder for...
Buy-to-let

Hodge raises holiday let lending limits with 80% LTV move

Hodge Bank has widened its holiday let criteria, increasing maximum loan-to-value to 80% and...
News

Family BS expands fixed rate range across core lending lines

Family Building Society has launched a refreshed range of fixed rate products spanning owner-occupier...

PROFILES