Features

We’re facing an incendiary future

It looks like the fireworks are about to start in more ways than one. I...

There are other ways of making housing policy work

We are just days away from the 2018 Budget and, even with the ongoing...

There’s still much work to do

If a week is a long time in politics – and given recent events...

What brokers need to know about the new HMO licensing rules

The definition of a House with multiple occupants (HMO) has changed this week. This...

What does auto-enrolment mean for later life advisers?

Every employer now has a pension scheme. Thanks to auto-enrolment, which was introduced in...

Direct lender access is fine but don’t forget to look at whole seconds market

All forward thinking practitioners and stakeholders in our sector are committed to seeing a...

The Christmas clock is ticking…

“So, here it is, Merry Christmas, everybody’s having fun...” Too early for you? My apologies,...

Not smooth sailing for FCA comparison tool development

When the FCA’s Mortgages Market Study Interim Report came out, there were a number...

Three average Joes

Let’s look at the retirement situation of three ‘average Joes’. Joe 1 is an average...

Provide an autumn boost to your business

This time of the year tends to feel like new beginnings – even if...

Find the technology that can work for you – today

It’s not difficult to get sucked into reading stories about what the future may...

Time for big ‘gesture politics’ to aid first-time buyers

The plight of first-time buyers is never far out of the news, and just...

Surveying the product transfer battleground

UK Finance’s publication of the first raft of product transfer data has certainly caused...

The value of experience

I’m always intrigued by the way other businesses are run – sometimes I look...
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Heavy refurbishment: structuring finance for complex property upgrades

Investors are rethinking their approach to property - heavy refurbishment is no longer just an option; it’s a necessity for unlocking value in today’s...

Why predicting 2025 interest rates feels like a fool’s errand

In my first (and for some reason clearly not my last) article last month, I attempted (perhaps foolishly) to discuss where rates might go...

Helping university students onto the property ladder

As we head towards the Easter break, thousands of first-year university students up and down the country will be preparing for exams and making...

Lenders must step up on high LTV products

Things are on the up for borrowers with a smaller deposit. The financial information website Moneyfacts publishes a regular update on mortgage product numbers,...

Why it matters that bridging hit more than £10bn last year

We see many numbers bandied around in the financial industry, which can sometimes have a numbing effect. So why should we all, especially brokers, care...

Latest news

First-time buyers

Gen H launches affordability-focused mortgage scheme

Residential mortgage lender Gen H has announced the launch of New Build Boost, which...
News

Seven out of 10 homebuyers likely to miss stamp duty deadline

Seven out of 10 (71%) homebuyers with accepted offers expect to miss the 31st...
First-time buyers

First-time buyer mortgage sales declined in London over the past decade

First-time buyer mortgage sales in London declined significantly between 2013 and 2023, as increasing...
Appointments

UTB appoints BDM for the north and Scotland

Fran Arnold has joined the sales team at United Trust Bank Mortgages as business...

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