Features

Deposit requirements still hampering first-time buyers

Looking at the recent stats from HMRC, many in the market might be surprised...

How might the regulator have got it so wrong?

The industry has had a little over a month to digest the contents of...

Q&A: Marcus Dussard, sales director at Castle Trust

BestAdvice (BA): Tell us about Castle Trust’s new bridging product? Marcus Dussard (MD): Our new...

Who am I?

Are you a Brexiteer or a Remainer? If you are a Brexiteer you are...

SME funding options in the wake of Brexit

The never-ending churn of Brexit updates mean the only certainty right now is a...

Why the FCA is wrong over advice

I’m going to start with a point that you might have thought was rather...

The PRS remains an attractive proposition for landlords

From a mortgage market, and to a lesser extent, housing market perspective, the Spring...

Expect the year to continue to not be ‘normal’

In any ‘normal’ year, the end of the first quarter might well provide us...

Portfolio landlords don’t need to be taxing

For those doing their tax returns early in the year, I am sure you...

Why Help to Buy remains invaluable

The Help to Buy scheme continues to grab the headlines, mainly for the right...

Q&A: Rob Evans, managing director of Paymentshield

BestAdvice (BA): Why is Paymentshield supporting National Conversation Week? Rob Evans (RE):  Our finances massively...

Parallels with Brexit

As I write this, no-one knows what the outcome of Brexit will be. MPs are...

Change your thinking to open up new opportunities

If one door shuts, then another one opens. I was reminded of this piece...

Provide financial certainty in this period of uncertainty

Given that we’re only two months into 2019, I wouldn’t normally want to focus...

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COMMENT

Why rigid credit scoring is locking too many people out of homeownership

Some people don’t fit the mould. That’s always been true in mortgage lending. But the tools used by most lenders to assess borrowers, particularly...

What a bigger market means for brokers

The latest Interpath and BDLA UK Bridging Market Survey confirms what many brokers are already experiencing on the ground, that bridging has hit the...

How social media can bridge the protection disconnect

The latest AMI Protection Viewpoint provided a compelling snapshot of the challenges and opportunities facing the protection market. The research highlights a worrying pattern that...

Opening doors for credit-worthy but overlooked clients

It doesn’t take much these days for a borrower to feel they’ve fallen out of favour with the system. A missed payment here, a...

Ministerial cock-ups could kill radical property taxes

At first it might appear that the mortgage industry and the housing sector as a whole should be cross with the Labour government. After all,...

Latest news

HTB backs £4m refinance for London landlord

Hampshire Trust Bank has completed a £4m semi-commercial refinance for an experienced landlord in...

MPC narrowly votes to hold rates at 4% as calls for a cut grow louder

The Bank of England’s Monetary Policy Committee (MPC) has come within a whisker of...

UTB backs £16.5m Surrey developments by Rushmon Homes

United Trust Bank (UTB) is providing £10.7m in acquisition and development finance to support...

Octopus Capital funds two new care homes

Octopus Capital has completed a £30 million forward funding agreement with Synergy Care Developments...

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