Features

Did Sunak miss a trick with the Spending Review?

There appears to be a lot of wailing and gnashing of teeth amongst a...

How long will 85% remain a ‘high LTV’?

We’re constantly told that the mortgage market changes fast, and if there was any...

A very different lockdown

The second national lockdown in England is now underway and there does seem to...

Why advisers are having many different service experiences

In this market when it comes to service, it really is all relative. One...

Portfolio landlords better catered for than ever

Few would deny that being a private rental sector (PRS) landlord over the past...

Flexibility the key through changing lockdown measures

To suggest that the housing market situation is something of a ‘moveable feast’ at...

Dealing with the rise in later life borrowers seeking second opinions

There are many ways to judge a maturity of a mortgage/lending-sector and there are...

Laying the foundations for self-build growth

Flexibility and manual underwriting processes remain pivotal in allowing the building society sector to...

Servicing the wants and needs of your clients

In an industry which is dominated by lots of smaller firms, often one man/woman-bands...

FTB landlord growth should set alarm bells ringing

With the stamp duty holiday open to additional property purchasers – at least in...

Closing the gender income protection gap

We already know not enough people in the UK protect their incomes, with the...

We need to act quickly and decisively

The first week of September was undoubtedly a pivotal one for the entire country...

Answering the questions to a successful retirement

Many lifestyle counsellors will try to encourage their followers to stop believing that life...

Why the buy-to-let sector is on the front foot

Figures issues by the financial industry body UK Finance last week showed that buy-to-let...

COMMENT

Complexity is rising and broker enablement has never mattered more

 For many years, success in the mortgage market was built off efficiency. If a broker understood the mainstream lending landscape, packaged cases well and kept...

Industry pushes to build next generation of home valuers

According to RICS, the average qualified surveyor is in their mid-fifties. Couple this with new entrant numbers failing to keep pace with retirements, and...

Supply side continues to drive the change agenda

Regulatory change is no longer something firms respond to periodically. It is now a permanent feature of the landscape. Whether it is capital treatment...

Searching for sunny uplands

There is a growing sense, shared quietly in boardrooms and rather less quietly over kitchen tables, that the UK has lost a degree of...

How advisers can find and secure powerful introducers to grow their business – Pt2

I hope you found my earlier article useful and enlightening and if so, please read on, as in this piece I complete the steps...

Latest news

Chancellor presses lenders to expand support for borrowers ahead of rate resets

The government has secured fresh commitments from major lenders to step up engagement with...

Suffolk BS tops £800m in mortgage assets after strong 2025 growth

Suffolk Building Society has passed £800m of mortgage assets for the first time after...

UTB eases mortgage and second charge processes with criteria changes

United Trust Bank (UTB) has introduced a series of service and criteria changes across...

Foundation returns with revised buy-to-let and residential mortgage range

Foundation has returned to the market with a revised product range across both buy-to-let...

PROFILES