Evening Roundup - blogs

Mortgage advice for first-timers is a no-brainer

Considering how politically important first-time buyers have been to recent governments, and the taxpayers’...

We’re only scratching the surface with Near Prime

The growing importance of Near Prime to brokers and their clients was evident during...

The money sitting in your back pocket that you keep forgetting to pick up

Let me give you a number. Almost half of UK mortgage holders would struggle...

Lenders expecting stability despite global uncertainty

Following the latest US tariff announcement, lenders are continuing to price and operate on...

Smart Data can solve the UK’s homebuying bottleneck

For many of us, buying a home remains one of the most stressful and...

The 1.8 million problem nobody’s talking about

There's a number that should be keeping every mortgage firm owner awake right now....

Lenders urged to do more as purchase market slows

High street lenders - including TSB, Lloyds, Santander, and NatWest - have all been...

The cost of knowing less

There is a particular kind of risk in financial services that rarely announces itself...

Accidental landlords – do they need different support?

It is unfair to view buy-to-let investors as one homogenous group. There are so...

Why mortgage marketing is finally starting to look human

Mortgage advertising used to operate in two settings only: either aggressively corporate or suspiciously...

Building societies need to start putting intelligence into motion

If you were at the Building Societies Association Annual Conference in Edinburgh last month...

Beyond the walk: Mortgage leaders talk mental health – part 21

The Mortgage Industry Mental Health Charter's (MIMHC) third annual 144-mile Walk & Talk challenge...

Industry needs to move from hoarding data to using it to make decisions

Mortgage lenders have spent the last few years plugging into every available external source,...

Beyond the walk: Mortgage leaders talk mental health – part 20

The Mortgage Industry Mental Health Charter's (MIMHC) third annual 144-mile Walk & Talk challenge...

COMMENT

Why energy efficiency is hiding mortgage portfolio risk

For years, ESG strategies across the UK mortgage sector have operated under a relatively straightforward principle: better Energy Performance Certificate (EPC) ratings equal lower...

Affordability shocks and expiring deals: why the 2026 mortgage peak demands a holistic protection review

I speak to mortgage advisers and brokers every day, and one topic keeps coming up - the sheer number of mortgage deals coming to...

Why the FCA’s Protection Report is a wake-up call and a massive opportunity for advisers

According to Mortgage Advice Bureau, approximately 90% of all mortgages are secured through an adviser, and 80% of protection are sold via the same...

Bank Rate holds, but the pressure is building

The Bank of England's decision to maintain Bank Base Rate (BBR) last month at 3.75% provides another period of stability for the mortgage market,...

How are we supporting the next generation of first-time buyers?

With GCSE and A-level results out over the last fortnight, it feels like the right moment to ask a question the industry doesn't spend...

Latest news

UK residential property transactions fall in July as uncertainty weighs on market

UK residential property transactions declined in July on a seasonally adjusted basis as borrowing...

Zurich joins UnderwriteMe protection platform in limited rollout

Zurich has made its Personal Protection and Income Protection products available through UnderwriteMe's Protection...

Access FS targets adviser expansion in five-year growth plan

Access Financial Services has unveiled a five-year strategy to expand its adviser network, develop...

Buckinghamshire BS introduces broker affordability calculator

Buckinghamshire Building Society has launched a residential affordability calculator intended to give mortgage brokers...

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