Evening Roundup - blogs

Mark Bogard on policy, politics and the future of advice

When Mark Bogard, Chief Executive of Family Building Society, talks about Britain’s housing policy,...

Mortgages, mutuality, members and making a difference

Anyone working in the mortgage market knows that a key area of our measurement...

Stability is not a slowdown; it’s exactly what the bridging market needs

So, according to the recent Bridging & Development Lenders Association (BDLA) figures, bridging completions...

The rise of the silver pound

UK house prices may have cooled from their peak, but affordability pressures remain acute. Even...

Making Digital Sales Ready properties the norm, not the exception

Digital Sales Ready listings and upfront information have the potential to transform the home...

Supercharging affordability: a broker’s tool for unlocking complex cases

If you could choose a superpower, what would it be? The ability to see...

Selling isn’t shouting

In many industries, sales still carries the weight of old stereotypes: high pressure, slick...

When service beats software: why hands-on support is the real differentiator in conveyancing

For all the talk about technology reshaping the mortgage and conveyancing world, advisers know...

Future-proofing your lead generation

Leads are the lifeblood of any mortgage intermediary business, and while word-of-mouth referrals remain...

We need clearer guidance on Stamp Duty advice

Just over a week ago Angela Rayner resigned following the discovery of a Stamp...

Discount Market Value: a local solution for a national housing challenge

The UK housing market is under constant scrutiny, especially when it comes to bolstering...

Don’t overlook lifetime mortgages for clients with IHT worries

Lifetime mortgages have evolved significantly over the last few years. The industry has risen...

You can’t just turn on a tap and expect housing supply to flow

Yawn and stretch, the government have appointed a new housing Czar in place of...

Alan Cleary: Taking the helm at Chetwood Bank

When Alan Cleary retired from the mortgage industry in 2021 he thought his days...

COMMENT

Why energy efficiency is hiding mortgage portfolio risk

For years, ESG strategies across the UK mortgage sector have operated under a relatively straightforward principle: better Energy Performance Certificate (EPC) ratings equal lower...

Affordability shocks and expiring deals: why the 2026 mortgage peak demands a holistic protection review

I speak to mortgage advisers and brokers every day, and one topic keeps coming up - the sheer number of mortgage deals coming to...

Why the FCA’s Protection Report is a wake-up call and a massive opportunity for advisers

According to Mortgage Advice Bureau, approximately 90% of all mortgages are secured through an adviser, and 80% of protection are sold via the same...

Bank Rate holds, but the pressure is building

The Bank of England's decision to maintain Bank Base Rate (BBR) last month at 3.75% provides another period of stability for the mortgage market,...

How are we supporting the next generation of first-time buyers?

With GCSE and A-level results out over the last fortnight, it feels like the right moment to ask a question the industry doesn't spend...

Latest news

UK residential property transactions fall in July as uncertainty weighs on market

UK residential property transactions declined in July on a seasonally adjusted basis as borrowing...

Zurich joins UnderwriteMe protection platform in limited rollout

Zurich has made its Personal Protection and Income Protection products available through UnderwriteMe's Protection...

Access FS targets adviser expansion in five-year growth plan

Access Financial Services has unveiled a five-year strategy to expand its adviser network, develop...

Buckinghamshire BS introduces broker affordability calculator

Buckinghamshire Building Society has launched a residential affordability calculator intended to give mortgage brokers...

PROFILES