Evening Roundup - blogs

The business case for Artificial Intelligence

Artificial Intelligence (AI) has been part of the daily news agenda for a couple...

Rise of AI: from virtual assistants to strategic value

Artificial Intelligence is transforming industries. It’s streamlining operations, creating new possibilities. The shift is...

Don’t knock 100% mortgages – they’re viable and necessary

I’ve read a lot of commentary over the past few weeks on the return...

Trump tariff madness

Because Trump is so unpredictable and we don’t know what the end result will...

The FCA should make later life lending central to its public discussions

The government’s ongoing focus on growing the economy has led it down the path...

PDG response to MS24 1.2 market study into the distribution of pure protection products to retail customers

In October the PDG responded positively to the initial Terms of Reference, highlighting the...

Auctions are growing in popularity – but choose your lender carefully

Property auctions have traditionally been a niche part of the UK property market, accounting...

A wealth of experience

High net worth clients may need more from their lender and their broker, so...

Housing promises vs. reality: Will the Government deliver on 1.5 million new homes?

Next year will be 80 years since the New Towns Act (1946) was passed...

Navigating a changing buy-to-let landscape in 2025

The buy-to-let market has long been a cornerstone of the UK property sector, but...

Heavy refurbishment: structuring finance for complex property upgrades

Investors are rethinking their approach to property - heavy refurbishment is no longer just...

Why predicting 2025 interest rates feels like a fool’s errand

In my first (and for some reason clearly not my last) article last month,...

Helping university students onto the property ladder

As we head towards the Easter break, thousands of first-year university students up and...

Lenders must step up on high LTV products

Things are on the up for borrowers with a smaller deposit. The financial information...

COMMENT

Mutual strength and the broker partnership

The mutual sector has always been associated with community purpose, local branches and a member-first approach that feels a little different to the wider...

First-time, accidental or professional? How the landlord profile is shifting in 2026

One of the most common misconceptions that people have about the buy-to-let market is that landlords are a single, uniform group. The reality is...

Complexity is rising and broker enablement has never mattered more

 For many years, success in the mortgage market was built off efficiency. If a broker understood the mainstream lending landscape, packaged cases well and kept...

Industry pushes to build next generation of home valuers

According to RICS, the average qualified surveyor is in their mid-fifties. Couple this with new entrant numbers failing to keep pace with retirements, and...

Supply side continues to drive the change agenda

Regulatory change is no longer something firms respond to periodically. It is now a permanent feature of the landscape. Whether it is capital treatment...

Latest news

Together expands second charge range into commercial sector

Together has launched a new suite of commercial and semi-commercial second charge products as...

HTB launches ‘Flow’ range with rates from 5.54%

Hampshire Trust Bank has introduced ‘Flow’ - a new buy-to-let tier with rates starting...

Afin waives legal fees on remortgages in broker push

Afin Bank is offering free legal fees on remortgage applications submitted before the end...

Conveyancing delays blamed by 65% of buyers

More than six in ten homebuyers say conveyancing is the biggest cause of delays...

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