LATEST COVID-19 CORONAVIRUS NEWS

Foundation Home Loans lifts buy-to-let loan ceiling amid product overhaul

Foundation Home Loans has announced a substantial increase to its maximum loan size across...

MT Finance ups maximum LTV on HMO product

MT Finance has increased the maximum loan-to-value (LTV) to 80% on its buy-to-let small...

The mortgage rate peak may still be some way off

In the mortgage market of late, big numbers tend to get big headlines, so...

Majority of landlords don’t expect pandemic to affect business

Foundation Home Loans has revealed that two in three landlords don't believe the Covid-19...

Saffron BS provides underwriters with more flexibility

The Saffron Building Society has reviewed its policies and made a number of changes...

Furlough hitting retirement plans

46% of currently furloughed workers have changed their retirement plans, according to new research...

Covid: majority of self-employed received no government support

Research from The Mortgage Lender has found that the majority of self-employed people in...

Nucleus Commercial Finance to offer RLS term loans

Nucleus Commercial Finance has been accredited by the British Business Bank under the government-backed...

Self-employed homeowners having debt difficulties

A third of self-employed homeowners have increased their unsecured debts and a quarter have...

The Money Group and Smartr365 holding educational roadshows

Smartr365 and The Money Group are holding a series of roadshows to inform and educate...

Covid hitting self-employed incomes the hardest

85% of self-employed people across the country say their income hasn’t yet returned to...

ONS reports increase in annual house price growth

UK average house prices increased by 10.0% over the year to May 2021, up...

Employees want ‘always on’ culture to change post-pandemic

Aviva has reported that 47% of employees have become less career focused as a...

Over-40s homeowners still positive about finances despite Covid

77% of UK homeowners over the age of 40 are confident about their current...

COMMENT

We must not accept our snail’s pace home buying system

Buying a house in this country can be ridiculously slow, as a handful of recent studies have highlighted. Research from the House Buyer Bureau...

Deferment and capitalisation rates: small percentages, large consequences

The Government is currently consulting on Leasehold enfranchisement valuation rates to determine what deferment and capitalisation rates should be prescribed under the Leasehold and...

Your clients can’t tell which firm they’re dealing with

Two clients walk into your firm in the same week. One of them is a referral from a mate of yours. Complicated case, self-employed, bit...

It’s time to look at retention

As the summer winds down and the back-to-school routine kicks back in, I urge the industry to turn its attention to something just as...

Landlords are buying – and advisers should take note

There has been no shortage of commentary over recent years suggesting landlords are heading for the exit, buy-to-let apparently no longer works and the...

Latest news

Gilt turmoil puts fresh pressure on mortgage rates

Rising government borrowing costs are putting renewed upward pressure on UK mortgage rates as...

UK needs first primary surplus in 25 years, warns NIESR

The UK needs to run its first primary budget surplus in 25 years if...

Gatehouse launches fee-free refinance products

Gatehouse Bank has launched a range of limited-edition refinance products for UK residents with...

Bank of England turns to AI and real-time mortgage data

The Bank of England is using artificial intelligence and real-time financial data, including information...

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