LATEST COVID-19 CORONAVIRUS NEWS

Foundation Home Loans lifts buy-to-let loan ceiling amid product overhaul

Foundation Home Loans has announced a substantial increase to its maximum loan size across...

MT Finance ups maximum LTV on HMO product

MT Finance has increased the maximum loan-to-value (LTV) to 80% on its buy-to-let small...

The mortgage rate peak may still be some way off

In the mortgage market of late, big numbers tend to get big headlines, so...

Majority of landlords don’t expect pandemic to affect business

Foundation Home Loans has revealed that two in three landlords don't believe the Covid-19...

Saffron BS provides underwriters with more flexibility

The Saffron Building Society has reviewed its policies and made a number of changes...

Furlough hitting retirement plans

46% of currently furloughed workers have changed their retirement plans, according to new research...

Covid: majority of self-employed received no government support

Research from The Mortgage Lender has found that the majority of self-employed people in...

Nucleus Commercial Finance to offer RLS term loans

Nucleus Commercial Finance has been accredited by the British Business Bank under the government-backed...

Self-employed homeowners having debt difficulties

A third of self-employed homeowners have increased their unsecured debts and a quarter have...

The Money Group and Smartr365 holding educational roadshows

Smartr365 and The Money Group are holding a series of roadshows to inform and educate...

Covid hitting self-employed incomes the hardest

85% of self-employed people across the country say their income hasn’t yet returned to...

ONS reports increase in annual house price growth

UK average house prices increased by 10.0% over the year to May 2021, up...

Employees want ‘always on’ culture to change post-pandemic

Aviva has reported that 47% of employees have become less career focused as a...

Over-40s homeowners still positive about finances despite Covid

77% of UK homeowners over the age of 40 are confident about their current...

COMMENT

Commonhold and RTM: do not mistake control for simplicity

Commonhold is presented as a fairer form of flat ownership. Right to Manage (RTM) is sometimes portrayed as a quick way for residents to...

No holidays: advice firms need a plan for a busy August

Every summer, the same quiet risk runs through the intermediary market. Advisers, case managers and administrators go on holiday. Specialist lending cases, which have...

Every rate shock is becoming a test of the modern mortgage business

Halifax, Barclays and HSBC increased selected mortgage rates by up to 0.20% this week, effective 21 July. Halifax removed its sub-4% deals entirely. Barclays'...

Your next client is probably more complicated than your last one

There's a shift happening in the mortgage market that most small firms aren't ready for. It's not about rates. It's not about the political...

Why post-contract variation is becoming the mortgage market’s next battleground

For much of the past decade, mortgage technology investment has focused on origination and with good reason. Faster decisions in principle, automated affordability assessments,...

Latest news

Home improvements remain leading reason for equity release

Home adaptations and improvements remained the most common reason for taking out a lifetime...

TMG launches consumer advice business

TMG Mortgage Network has launched a consumer-facing business offering mortgage, protection and later life...

Bridging Soup launches major market research initiative

Bridging Soup has launched a new research initiative to build a clearer picture of...

Just one in seven homes records five years of growth

Fewer than one in seven UK homes increased in value during every year of...

PROFILES