Income protection

When it comes to debt, income protection can make all the difference

This week marks Debt Awareness Week, an initiative run by debt charity StepChange to...

25-44 year olds considering income protection since Covid

8.3m (48%) of 25-44 year olds without income protection have become interested in taking...

Widespread lack of mortgage protection highlighted

26% of existing or aspiring homeowners have missed a mortgage payment because of accident or...

LV= reveals Covid-19 payouts

LV= has revealed that life insurance, critical illness and income protection claims caused by...

LV= paid out £6.5m in Covid claims last year

LV= paid record individual protection claims totalling nearly £118 million during 2020. The insurer...

MetLife unveils simplified income protection for mortgages

MetLife has introduced MortgageSafe, a new simplified income protection policy. The policy provides a...

LV= raises protection non-medical limits

LV= has made a number of changes to non-medical underwriting limits for Flexible Protection...

L&G unveils digital-first group protection proposition

Legal & General Insurance has partnered with Salary Finance to launch Protect; a mobile-first,...

Connect expands protection panel

Connect for Intermediaries has added Umbrella Protect to its protection panel. Umbrella Protect will provide...

Cirencester Friendly digitises adviser registration

Cirencester Friendly has adopted iPipeline's AlphaTrust e-sign and document process automation solution. The Friendly Society’s previous...

LV= extends Covid payment break options

LV= is extending its payment break option for customers unable to pay premiums because...

LV= reinstates short waiting period options for personal sick pay

LV= is re-introducing day 1 and 1 week waiting periods for its specialist income...

Sesame adds seven providers to protection panel

Sesame Network has expanded its protection panel, with 16 providers now available to its...

LV= pays out £6m in Covid claims

LV= has paid out over £6m in coronavirus-related income protection and death claims to...

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COMMENT

Good advice key for remortgaging landlords

The buy-to-let sector has remained resilient in the face of mounting tax bills, legislative burdens and the elevated interest rates of recent years, and...

Remortgage options grow for pound-for-pound landlord borrowers

With many thousands of landlords set to come off two and five-year fixed rates in 2025 it makes more sense than ever to reach...

What, me? Standing out in a crowded market

The mortgage market is changing. It’s more competitive, more complex and more client-focused than ever before. But it’s not just client needs that are evolving,...

Food for thought for those not selling mortgage protection

Networks have told me that only one-in-four mortgages arranged are safeguarded by mortgage protection plans. This is poor and worse, from what I hear,...

Buy-to-let market could be mere months away from seismic shift

As the Renters Reform Bill works its way through parliament there should be much to engage advisers’ landlord borrower clients, and a lot of...

Latest news

Landbay takes 25bps off non-portfolio rates

Landbay has announced a 25 basis point reduction in rates across its non-portfolio buy-to-let...

Sort Group earns Investors in People Gold for leadership and culture

Sort Group, the Derby-based property, legal and financial services specialist, has secured the coveted...

Zephyr cuts rates on all two-year buy-to-let mortgages

Zephyr Homeloans has reduced pricing across its entire range of two-year fixed buy-to-let mortgage...

Santander bolsters mortgage range with over 50 new products

Santander UK is significantly expanding its mortgage portfolio with the launch of more than...
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