Critical Illness

Iress expands Features protection initiative

Iress has launched the second phase of its Features initiative with the addition of...

L&G pays out record in protection claims

Legal & General has revealed that it paid out a record 46 personal protection...

2021 a record year for LV= individual protection payments

LV= paid record individual protection claims totalling over £119 million during 2021. The insurer supported...

CIExpert partners with Iress for protection sales

Critical illness comparison service, CIExpert, has announced a new partnership with Iress, to streamline...

LV= has paid out over £19m in Covid related claims so far

LV= has reported that show life insurance, critical illness and income protection claims caused...

Royal London improves critical illness payouts

Royal London has improved its critical illness cover (CIC) to help pay more protection...

Life cover with critical illness getting cheaper across the board

Monthly premiums for life insurance with critical illness cover are down across the board...

Minority report mental health condition to insurer

The pandemic has seen 47% of UK adults experience mental health challenges as people faced financial hardship,...

Covid has not caused a spike in protection demand

The Covid-19 pandemic has not led into a rise of requests for protection, despite...

Royal London improves CI cover for parents

Royal London has made changes to its critical illness cover (CIC) to help improve...

AIG Life moves to simplify Group CI

AIG Life has consolidated its Group Critical Illness conditions under grouped headings with the aim...

Royal London removes Covid-19 underwriting restrictions

Royal London has removed restrictions to its underwriting approach put in place in 2020...

Record protection payouts for Royal London in 2020

Mutual insurer Royal London paid 99.6% of all protection claims last year, totalling a...

Widespread lack of mortgage protection highlighted

26% of existing or aspiring homeowners have missed a mortgage payment because of accident or...

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COMMENT

Remortgage options grow for pound-for-pound landlord borrowers

With many thousands of landlords set to come off two and five-year fixed rates in 2025 it makes more sense than ever to reach...

What, me? Standing out in a crowded market

The mortgage market is changing. It’s more competitive, more complex and more client-focused than ever before. But it’s not just client needs that are evolving,...

Food for thought for those not selling mortgage protection

Networks have told me that only one-in-four mortgages arranged are safeguarded by mortgage protection plans. This is poor and worse, from what I hear,...

Buy-to-let market could be mere months away from seismic shift

As the Renters Reform Bill works its way through parliament there should be much to engage advisers’ landlord borrower clients, and a lot of...

How a JBSP mortgage can help boost affordability

With the average house price in the UK nearing £300,000, affordability remains a sticking point for many prospective homebuyers, particularly those trying to buy...

Latest news

Caring for loved ones carries hidden financial toll, new analysis finds

A new report has revealed a stark and growing gap between people’s expectations around...

Investment in learning narrows financial services skills gap

Financial services firms are investing in employee learning at a faster rate than almost...

HTB extends standard BTL pricing to semi-commercial cases

Hampshire Trust Bank (HTB) has broadened its specialist mortgages offering by applying standard buy-to-let...

Danger of rental property shortage looms as landlords plan mass sell-off

A growing number of landlords are preparing to exit the private rental sector (PRS),...
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