Over a quarter of mortgage intermediaries say that more than half of their clients receive regular bonus or commission that they would like to be considered by a lender to boost their affordability assessment, according to research by Kensington.

The lender surveyed a group of 680 mortgage intermediaries. The research found 26% of brokers said over half of their clients earned regular bonus or commission that they wanted to be considered in an affordability calculation.

Only 8% of mortgage intermediaries said they saw fewer than one in 10 clients who wanted bonus and commission income to be considered as part of their application.

Charles Morley, head of sales at Kensington, said: “Bonuses may have made headlines for the wrong reasons recently